181 Hillcrest Ln, Ramona, CA 92065 Property Records

San Diego County property record for 181 Hillcrest Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,895 sqft · built 1950
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 1991)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-231-10-00`

Property Details

APN / Parcel Number

Primary APN	`284-231-10-00`
Alternative APN	`6681811000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,895 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6681811000
Street Address	181 HILLCREST LN
City	RAMONA
State	CA
Zip	92065-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 170 0.91 AC M/L IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	170
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 HILLCREST LN, RAMONA, CA 92065-2916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jan 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1991 · Amount on Record
Deed Sale	Aug 9, 1991 · Amount on Record
Deed Document Number	1991406431
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000037644
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	181 HILLCREST LN, RAMONA, CA 92065-2916
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HILLCREST LN, RAMONA, CA 92065-2916

Mortgage

Document Number	0000337424
Date	May 3, 2021
Instrument	2021-0337424

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2020
Property Address	181 HILLCREST LN, RAMONA, CA 92065-2916
Document Number	0000037644
Map Reference	MAP 643
Instrument Date	Jan 15, 2020
Instrument	2020-0037644
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 HILLCREST LN, RAMONA, CA 92065-2916

Mortgage

Document Number	0000037645
Date	Jan 23, 2020
Instrument	2020-0037645

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,867 (+2%) Land $252,508 Building $180,359
2025	$4,636.00 (+8.85%) Homeowner's exemption	$424,380 (+4.04%) Land $247,557 Building $176,823
2023	$4,259.00 (-2.83%) Homeowner's exemption	$407,902 Land $237,945 Building $169,957
2022	$4,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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