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181 High Valley Estates Dr, Alexander, NC 28701 Property Records

Buncombe County property record for 181 High Valley Estates Dr, Alexander, NC 28701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 2005
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Jul 2026)
Tax Bill$1,624 (2023)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN672103-2020-202

Property Details

APN / Parcel Number

Primary APN672103-2020-202
Alternative APNs
  • 9712-94-2826-00000
  • 971204941851000
  • 008202636

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModular
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,007 sqft (0.62 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area370 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number672103-2020-202
Street Address181 HIGH VALLEY ESTATES DR
CityALEXANDER
StateNC
Zip28701-8708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOU
Legal DescriptionSUBDIV: RONALD & JOYCE ZAVAL BLOCK: LOT: 2 SECTION: PLAT: 0109-0151
Legal SubdivisionRONALD & JOYCE ZAVAL
Legal Tract2
Legal Block2
Legal Lot Number2
JurisdictionBUNCOMBE NC
Township / Civil DivisionFRENCH BROAD
Census Block Group2
Census Block2018
Census Tract2604

Owner

Source: Buncombe County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-8708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer · FHA Mortgage
OCMBC INC
Apr 23, 2021Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2026 · Amount on Record
Deed SaleJul 27, 2026 · Amount on Record
Prior SaleApr 23, 2021 · Amount on Record
Deed Document Number2026
Deed Book / Page6615 / 667
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 27, 2026
Property Address181 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-8708
Document Number6615000667
Book / Page6615 / 667
Instrument DateJul 24, 2026
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-8708

Mortgage

Document Number6615000670,
DateJul 27, 2026
Book Page6615/670
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateApr 23, 2021
Property Address181 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-8708
Document Number0060541808
Book / Page6054 / 1808
Map ReferenceMB 109 PG 151
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 HIGH VALLEY ESTATES DR, 195, ALEXANDER, NC 28701-8708

Transferred To (Grantee/Buyer)

NameVerified Name
Address5564 SE MARTIN MEADOWS AVE, STUART, FL 34997-6546

Mortgage

Document Number60541811
DateApr 23, 2021
Instrument6054/1811
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$225,600 (-) Land $33,200 Building $192,400$225,600 (-) Land $33,200 Building $192,400
2023$1,624.00$225,600$225,600 (-) Land $33,200 Building $192,400
2021$225,600 Land $33,200 Building $192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 96% of North Carolina
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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