181 Hidden Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 181 Hidden Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,699 sqft · built 2002
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0017C007000`

Property Details

APN / Parcel Number

Primary APN	`0017C007000`
Alternative APNs	`0017C007` `9980`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,699 sqft Heated Area
1st Floor Area	464 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	242 ft deep x 212 ft wide
Garage Area	1,275 sqft
Porch	Patio
Porch Area	272 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9980
Street Address	181 HIDDEN LAKES DR
City	RINGGOLD
State	GA
Zip	30736-5888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 HIDDEN LAKES ESTATES
Legal Subdivision	HIDDEN LAKES ESTATES
Legal Lot Number	7
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1007
Census Tract	30403

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage LUMINATE BANK
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 5, 2018	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025
Deed Sale	Jul 15, 2025
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	20254725
Deed Book / Page	2395 / 743
Prior Transfer Date	Jul 7, 2025
Prior Transfer Doc	0023950743
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888

Mortgage

Document Number	0024150000000445
Date	Nov 3, 2025
Book Page	0000002415/0000000445
Instrument	D2025007710

Lender

Name	LUMINATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1022 Months
Due	Jan 1, 2111

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888

Mortgage

Document Number	0024150000000459
Date	Nov 3, 2025
Book Page	0000002415/0000000459
Instrument	D2025007711

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1022 Months
Due	Jan 1, 2111

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 5, 2018
Property Address	181 HIDDEN LAKES DR, RINGGOLD, GA 30736-5888
Document Number	0019190217
Book / Page	001919 / 000217
Instrument Date	Jan 29, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$328.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HIDDEN LAKES DR RINGGOLD GA 307365888, RINGGOLD, GA 30736-5888

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,367.00 (-1.03%)	$177,342 (+16.67%) Land $16,000 Building $161,342	$443,354 (+16.67%) Land $40,000 Building $403,354
2023	$3,402.00 (+12.35%)	$151,999 Land $16,000 Building $135,999	$379,998 Land $40,000 Building $339,998
2022	$3,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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