Westchester County and Cortlandt Town property record for 181 Henry St, Buchanan, NY 10511
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.473 acres (20,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,900 (Jul 2023) |
| Tax Bill | $11,625 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552201 43.19-3-8 |
| Primary APN | 552201 43.19-3-8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,616 sqft (0.473 acres) |
|---|---|
| Lot Dimensions | 203 ft deep x 94 ft wide |
| Account Number | 12.00-018-0 |
|---|---|
| Street Address | 181 HENRY ST |
| City | BUCHANAN |
| State | NY |
| Zip | 10511-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.00-018-019 |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | CORTLANDT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14000 |
181 Henry St is owned and occupied by two individuals who bought it in July 2023.
Source: Westchester County and Cortlandt Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Jul 31, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 31, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on File |
| Deed Sale | Jul 31, 2023 · Amount on File |
| Deed Document Number | 20233160 |
| Prior Transfer Date | Sep 29, 2022 |
| Prior Transfer Doc | 0000003688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Document Number | 0653013327 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 653013327 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Aug 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 31, 2023 |
| Property Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Document Number | 0631293160 |
| Map Reference | VOL 27 PG 77 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 631293160 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 620 SIMPSON PL, PEEKSKILL, NY 10566-5430 |
| Document Number | 0631943243 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 631943243 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 31, 2022 |
| Property Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
| Document Number | 0622633688 |
| Map Reference | VOL 27 PG 77 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 622633688 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 HENRY ST, BUCHANAN, NY 10511-1427 |
The 2026 property tax bill for 181 Henry St was $11,625, up 41.7% from the year before.
Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Buchanan Village |
| County | Westchester County |
| County Subdivision | Cortlandt Town |
| Unified School District | Hendrick Hudson Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,625.00 (+41.73%) | ||
| 2025 | $8,202.00 | $5,310 (-) Land $600 Building $4,710 | $438,843 (+0.83%) Land $49,587 Building $389,256 |
| 2024 | $5,310 (-31.48%) Land $600 Building $4,710 | $435,246 (-16.32%) Land $49,180 Building $386,066 | |
| 2023 | $7,750 (-) Land $600 Building $7,150 | $520,134 (+10.07%) Land $40,268 Building $479,866 | |
| 2022 | $7,750 Land $600 Building $7,150 | $472,561 Land $36,585 Building $435,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 181 Henry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Henry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN VILLAGE serves 2,200 people · EPA ID NY5903422 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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