181 Grace St, Cranston, RI 02910 Property Records

Cranston City property record for 181 Grace St, Cranston, RI 02910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,116 sqft · built 1907
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Sep 2026)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:5-1 L:486 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:5-1 L:486 U`
Alternative APNs	`M:5=1 L:486 U` `21093939` `2313884`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	648 sqft
Basement Area	576 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2313884
Street Address	181 GRACE ST
City	CRANSTON
State	RI
Zip	02910-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Lot Number	486
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4015
Census Tract	13701

Owner

181 Grace St is owned by a company that bought it in September 2026.

Source: Cranston City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	274 LAKE SHORE DR, BURRILLVILLE, RI
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage
Sep 2, 2026	Warranty Deed, Transfer · Commercial Mortgage
Dec 29, 2025	Warranty Deed, Transfer
Jul 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Jun 8, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	202683770
Deed Book / Page	7152 / 40
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Recording Date	Sep 2, 2026
Property Address	181 GRACE ST, CRANSTON, RI 02910-3509
Document Number	0000083790
Book / Page	7152 / 57
Instrument Date	Sep 2, 2026
Instrument	202683790
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083790,
Date	Sep 2, 2026
Book Page	7152/57
Instrument	202683790

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Sep 2, 2026
Property Address	181 GRACE ST, CRANSTON, RI 02910-3509
Document Number	0000083770
Book / Page	7152 / 40
Instrument Date	Jul 28, 2026
Instrument	202683770
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 2, 2026

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Dec 29, 2025
Property Address	181 GRACE ST, CRANSTON, RI 02910-3509
Document Number	0007043-92
Book / Page	7043 / 92
Instrument Date	Dec 23, 2025
Instrument	124220
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Jul 18, 2022
Property Address	181 GRACE ST, CRANSTON, RI 02910-3509
Document Number	006520-169
Book / Page	6520 / 169
Instrument Date	Jul 15, 2022
Instrument	88350
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GROVE ST, PROVIDENCE, RI 02909-1106

Mortgage

Document Number	0000088360
Date	Jul 18, 2022
Instrument	88360

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CRANSTON RI
Recording Date	Jun 8, 2020
Property Address	181 GRACE ST, CRANSTON, RI 02910-3509
Document Number	0000067480
Instrument Date	Jun 2, 2020
Instrument	67480
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 BUDLONG RD CRANSTON RI 029206027, CRANSTON, RI 02920-6027

Tax Assessment & Valuation

The 2025 property tax bill for 181 Grace St was $4,332.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00	$312,100 Land $99,400 Building $212,700	$281,370
2023	$3,699.00 (+2.13%)	$195,700 (-) Land $68,600 Building $127,100
2022	$3,622.00	$195,700 Land $68,600 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Grace St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 181 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures