181 Frontier Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 181 Frontier Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1993
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Sep 2024)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7007-00490-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7007-00490-0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,252 sqft (0.258 acres)
Driveway	Concrete Driveway
Driveway Area	1,087 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	181 FRONTIER DR
City	PALM COAST
State	FL
Zip	32137-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 07 BLOCK 49 LOT 1 COMPLETION YEAR 1978 OR 170 PG 104 OR 392 PG 156 OR 471 PG 1678 OR 499 PG 1049 OR 601 PG 734 OR 735 PG 1575 OR 2114/361
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	49
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60107

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 FRONTIER DR, PALM COAST, FL 32137-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Apr 2, 2001 · Amount on Record
Deed Document Number	202439932
Deed Book / Page	2902 / 392
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	0021140361
Record Updated	Jun 8, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	181 FRONTIER DR, PALM COAST, FL 32137-4433
Document Number	0022441746
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FRONTIER DR PALM COAST FL 321374433, PALM COAST, FL 32137-4433

Mortgage

Document Number	0022441746
Date	Dec 4, 2017
Book Page	002244/001746
Instrument	42131

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Dec 3, 2057

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (-27.52%)	$240,161 (-0.15%) Land $58,000 Building $182,161	$240,161 (-0.15%) Land $58,000 Building $182,161
2024	$4,055.00 (+7.33%)	$240,519 (+5.44%) Land $48,500 Building $192,019	$240,519 (+5.44%) Land $48,500 Building $192,019
2023	$3,778.00 (+4.51%)	$228,111 (+2.24%) Land $47,000 Building $181,111	$228,111 (+2.24%) Land $47,000 Building $181,111
2022	$3,615.00	$223,123 Land $47,000 Building $176,123	$223,123 Land $47,000 Building $176,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	16 (1989–2024)
Claims Outside the SFHA	15 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20