181 Exchange St, Leominster, MA 01453 Property Records

Worcester County and Leominster City property record for 181 Exchange St, Leominster, MA 01453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 1920
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2021)
Tax Bill	$6,284 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEOM M:0126 B:0006 L:0000`

Property Details

APN / Parcel Number

Primary APN	`LEOM M:0126 B:0006 L:0000`
Alternative APN	`2732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	5,228 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2732
Street Address	181 EXCHANGE ST
City	LEOMINSTER
State	MA
Zip	01453-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	6
Jurisdiction	LEOMINSTER MA
Township / Civil Division	LEOMINSTER
Census Block Group	1
Census Block	1013
Census Tract	709100

Owner

181 Exchange St is owned and occupied by two individuals who bought it in March 2021.

Source: Worcester County and Leominster City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 EXCHANGE ST, LEOMINSTER, MA 01453-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage ALL ONE CREDIT UNION
Mar 19, 2021	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Sep 13, 2019 · Amount on File
Deed Document Number	20215845
Deed Book / Page	9917 / 3
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEOMINSTER MA
Property Address	181 EXCHANGE ST, LEOMINSTER, MA 01453-2519
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	011005-299
Date	Jun 17, 2025
Book Page	11005/299
Instrument	7820

Lender

Name	ALL ONE CREDIT UNION

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEOMINSTER MA
Recording Date	Mar 19, 2021
Property Address	181 EXCHANGE ST, LEOMINSTER, MA 01453-2519
Document Number	9917-3
Book / Page	9917 / 3
Instrument Date	Mar 19, 2021
Instrument	5845
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 EXCHANGE ST, LEOMINSTER, MA 01453-2519
Investor	Possibly a Property Investor

Mortgage

Document Number	5846
Date	Mar 19, 2021
Instrument	5846

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEOMINSTER MA
Recording Date	Sep 13, 2019
Property Address	181 EXCHANGE ST, LEOMINSTER, MA 01453-2519
Document Number	9419-250
Book / Page	009419 / 000250
Instrument Date	Sep 11, 2019
Instrument	15777
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$387.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EXCHANGE ST LEOMINSTER MA 014532519, LEOMINSTER, MA 01453-2519

Tax Assessment & Valuation

The 2026 property tax bill for 181 Exchange St was $6,284, up 3.1% from the year before.

Source: Worcester County and Leominster City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Leominster City
Unified School District	Leominster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,284.00 (+3.13%)	$460,000 (+5.92%) Land $144,500 Building $315,500	$463,600 (-)
2025	$6,093.00 (+4.19%)	$434,300 (+7.77%) Land $141,600 Building $292,700	$463,600 (-2.09%)
2024	$5,848.00 (+2.79%)	$403,000 (+10.08%) Land $134,800 Building $268,200	$473,480
2023	$5,689.00	$366,100 Land $117,200 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Exchange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Exchange St

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