Monroe County and Brighton Town property record for 181 Esplanade Dr, Rochester, NY 14610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,057 sqft · built 1959 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (Feb 2003) |
| Tax Bill | $15,064 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262000 137.08-1-22 |
| Primary APN | 262000 137.08-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,057 sqft Living Area |
| 1st Floor Area | 3,057 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 258 ft deep x 148 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02446000000 |
|---|---|
| Street Address | 181 ESPLANADE DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14610-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0013-13-07 C ROWLANDS LR240 01 |
| Legal Subdivision | CHARLES ROWLAND ESTATE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12600 |
Source: Monroe County and Brighton Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 ESPLANADE DR, ROCHESTER, NY 14610-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2003 · Amount on Record |
| Deed Sale | Feb 3, 2003 · Amount on Record |
| Prior Sale | Jul 2, 1997 · Amount on Record |
| Deed Book / Page | 9741 / 73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 181 ESPLANADE DR, ROCHESTER, NY 14610-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000025 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 29580/71 |
| Instrument | 202111150025 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Brighton Town |
| Unified School District | Brighton Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,064.00 (+53.39%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $9,821.00 (-32.29%) | $366,700 (-) Land $99,400 Building $267,300 | $621,500 (+18.63%) Land $168,468 Building $453,032 |
| 2023 | $366,700 (-) Land $99,400 Building $267,300 | $523,900 (+27.16%) Land $142,012 Building $381,888 | |
| 2022 | $366,700 Land $99,400 Building $267,300 | $412,000 Land $111,679 Building $300,321 | |
| 2021 | $14,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Greenlight Networks.
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