181 Emerald Way, Hercules, CA 94547 Property Records

Contra Costa County property record for 181 Emerald Way, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,757 sqft · built 1991
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Nov 2016)
Tax Bill	$12,665 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`407-091-007-2`

Property Details

APN / Parcel Number

Primary APN	`407-091-007-2`
Alternative APN	`407-091-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,757 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	1,245 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	181 EMERALD WAY
City	HERCULES
State	CA
Zip	94547-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T06157 L0007 B
Legal Subdivision	SUBDIVISION 6157
Legal Tract	06157
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	359204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	181 EMERALD WAY, HERCULES, CA 94547-1756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Intrafamily Transfer, Transfer
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMALGAMATED BANK
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMALGAMATED BANK
Oct 8, 2019	· Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	2016257046
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000014362
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 12, 2026
Property Address	181 EMERALD WAY, HERCULES, CA 94547-1756
Document Number	0000014362
Map Reference	MAP 2178 PG 30
Instrument Date	Feb 12, 2026
Instrument	2026- 014362
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EMERALD WAY, HERCULES, CA 94547-1756

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 EMERALD WAY, HERCULES, CA 94547-1756
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EMERALD WAY, HERCULES, CA 94547-1756

Mortgage

Document Number	0000049228
Date	Mar 21, 2022
Instrument	2022-049228

Lender

Name	AMALGAMATED BANK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 EMERALD WAY, HERCULES, CA 94547-1756
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004937
Date	Jan 10, 2020
Instrument	2020-004937

Lender

Name	AMALGAMATED BANK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

October 2019:

Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 8, 2019
Property Address	181 EMERALD WAY, HERCULES, CA 94547-1756
Document Number	0000169546
Instrument Date	Aug 19, 2019
Instrument	2019-169546
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EMERALD WAY, HERCULES, CA 94547-1756

Mortgage

Document Number	0000169547
Date	Oct 8, 2019
Instrument	2019-169547

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,244 (+2%) Land $411,957 Building $446,287
2025	$12,665.00 (+5.45%)	$841,417 (+4.04%) Land $403,880 Building $437,537
2023	$12,011.00 (+1.09%)	$808,746 Land $388,198 Building $420,548
2022	$11,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Unwired.

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