181 Elm St, Blackstone, MA 01504 Property Records

Worcester County and Blackstone Town property record for 181 Elm St, Blackstone, MA 01504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1952
Lot Size	7.91 acres (344,655 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Dec 2015)
Tax Bill	$7,427 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BLAC M:0021 B:0000 L:32`

Property Details

APN / Parcel Number

Primary APN	`BLAC M:0021 B:0000 L:32`
Alternative APN	`791`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,601 sqft Living Area
Gross Area	3,562 sqft
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	344,655 sqft (7.91 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	791
Street Address	181 ELM ST
City	BLACKSTONE
State	MA
Zip	01504-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	32
Jurisdiction	BLACKSTONE MA
Township / Civil Division	BLACKSTONE
Census Block Group	1
Census Block	1016
Census Tract	747101

Owner

181 Elm St is owned and occupied by two individuals who bought it in December 2015.

Source: Worcester County and Blackstone Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BAY STATE SAVINGS BANK
Sep 24, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Jun 30, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on File
Deed Sale	Dec 11, 2015 · Amount on File
Deed Book / Page	54688 / 251
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Property Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067394-85
Date	Apr 6, 2022
Book Page	67394/85
Instrument	38188

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Property Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072577-198
Date	Sep 24, 2025
Book Page	72577/198
Instrument	81839

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Property Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57347-70
Date	Jun 30, 2017
Book Page	57347/70
Instrument	68711

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Property Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60349-340
Date	May 1, 2019
Book Page	60349/340
Instrument	38928

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Property Address	181 ELM ST, BLACKSTONE, MA 01504-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61854-363
Date	Feb 5, 2020
Book Page	61854/363
Instrument	12549

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 181 Elm St was $7,427, up 2.3% from the year before.

Source: Worcester County and Blackstone Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Blackstone Town
Unified School District	Blackstone-Millville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,427.00 (+2.27%)	$503,900 (+4.78%) Land $210,300 Building $293,600	$406,030 (-)
2025	$7,262.00 (-8.52%)	$480,900 (-1.07%) Land $201,200 Building $279,700	$406,030 (-14.42%)
2024	$7,938.00 (+5.32%)	$486,100 (+4.36%) Land $211,000 Building $275,100	$474,430
2023	$7,537.00	$465,800 Land $211,000 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKSTONE WATER DEPARTMENT serves 9,463 people · EPA ID MA2032000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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