Bonner County property record for 181 Elk St, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,264 sqft · built 2018 |
| Lot Size | 7.16 acres (312,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,950 (Sep 2026) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W305900A |
| Primary APN | RP59N01W305900A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 3,264 sqft Finished Area |
| 1st Floor Area | 3,264 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 312,238 sqft (7.16 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 181 ELK ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-5 |
| Legal Description | 30-59N-1W S2S2 GOV LOT 3 LESS E 60 FT CPWRS |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 30 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950401 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 ELK ST, SANDPOINT, ID 83864-8192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Jun 8, 2018 |
| Deed Document Number | 20261067190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 15, 2026 |
| Property Address | 181 ELK ST, SANDPOINT, ID 83864-8192 |
| Document Number | 0001067190 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20261067190 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 ELK ST, SANDPOINT, ID 83864-8192 |
| Document Number | 0001067190, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20261067190 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 (+8.43%) Homeowner's exemption | $564,551 (+2.72%) Land $118,479 Building $446,072 | $564,551 (+2.72%) Land $118,479 Building $446,072 |
| 2025 | $1,577.00 (+126.91%) Homeowner's exemption | $549,579 (+101.63%) Land $118,251 Building $431,328 | $549,579 (+101.63%) Land $118,251 Building $431,328 |
| 2023 | $695.00 Homeowner's exemption | $272,572 Land $118,152 Building $154,420 | $272,572 Land $118,152 Building $154,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 86% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
May also be available: Intermax Networks.
5G and 4G LTE (outdoors only)
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