Camden County property record for 181 Elbow Cay, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,778 sqft · built 1974 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,821 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 3.0 07.0 000.0 004 030.000 |
| Primary APN | 08 3.0 07.0 000.0 004 030.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Gross Area |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 181 ELBOW CAY |
|---|---|
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-2667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NO 341 - PT NE SW |
| Legal Range | 16W |
| Legal Township | 39N |
| Legal Section | 07 |
| Legal Subdivision | TAN TAR A ESTATES |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950202 |
181 Elbow Cay is owned by two individuals who acquired it in May 2023.
Source: Camden County records, as of March 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 RIDGECREST DR, BROOKFIELD, MO 64628-2530 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1998 |
| Deed Sale | Jan 1, 1998 |
| Deed Book / Page | 458 / 812 |
| Last Transfer Date | May 16, 2023 |
| Transfer Doc | 0885000903 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 181 Elbow Cay was $1,821.
Source: Camden County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,821.00 | $42,910 | $225,842 |
| 2023 | $42,910 (-) | $225,842 (-) | |
| 2022 | $1,906.00 | $42,910 | $225,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Elbow Cay in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Elbow Cay is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Wisper ISP.
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