181 el Bonito Way, Millbrae, CA 94030 Property Records

San Mateo County property record for 181 el Bonito Way, Millbrae, CA 94030

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,403 sqft · built 1946
Lot Size0.145 acres (6,304 sqft)
OwnerCompany Name on File
Last Sale$1,788,000 (Sep 2017)
Tax Bill$29,881 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN024-062-550

Property Details

APN / Parcel Number

Primary APN024-062-550

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,403 sqft Living Area
Gross Area3,883 sqft
1st Floor Area1,450 sqft
2nd Floor Area140 sqft
Basement Area480 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area6,304 sqft (0.145 acres)
Lot Dimensions6,784 ft deep x 6,784 ft wide
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address181 EL BONITO WAY
CityMILLBRAE
StateCA
Zip94030-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10000
Legal DescriptionPARCEL C PARCEL MAP VOL 59/99
Legal SubdivisionMAP OF SUBDIVISION #4 MILLBRAE HIGHLANDS
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1011
Census Tract604700

Owner

Source: San Mateo County records · APN 024-062-550

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 28, 2019Deed of Trust, Mortgage · ARM
CTBC BANK CORP USA
Sep 22, 2017Grant Deed, Transfer · Commercial Mortgage
SHANGHAI COMMERCIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleJun 18, 2012 · Amount on Record
Deed Document Number201782950
Last Transfer DateJan 27, 2020
Transfer Doc0000017406
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226

Mortgage

Document Number0000037331
DateMay 04, 2022
Instrument2022-037331
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMay 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021686
DateMar 28, 2019
Instrument2019-021686
Lender
NameCTBC BANK CORP USA
TypeBank
AddressMONTEREY PARK, CA 91754
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateApr 01, 2024
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate10%

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateSep 22, 2017
Property Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226
Document Number0000082950
Map ReferencePM59 PG62
Instrument DateAug 14, 2017
Instrument2017-082950
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address181 EL BONITO WAY, MILLBRAE, CA 94030-2226

Mortgage

Document Number0000082951
DateSep 22, 2017
Instrument2017-082951
Lender
NameSHANGHAI COMMERCIAL BANK
TypeBank
AddressSAN FRANCISCO, CA 94104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityMillbrae City
Elementary School DistrictMillbrae Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,538,058 (+2%) Land $1,392,700 Building $1,145,358
2025$29,881.00 (+5.92%) Homeowner's exemption$2,488,294 (+4.04%) Land $1,365,393 Building $1,122,901
2023$28,212.00 (+7.24%) Homeowner's exemption$2,391,673 Land $1,312,374 Building $1,079,299$2,132,910
2022$26,307.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 679 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MILLBRAE
serves 22,795 people
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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