181 Edgewater Rd, Hickory, NC 28601 Property Records

Alexander County property record for 181 Edgewater Rd, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 1999
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2016)
Tax Bill	$5,142 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0302310 63308`

Property Details

APN / Parcel Number

Primary APN	`0302310 63308`
Alternative APNs	`9338209` `63308`

Interior

Stories	1 Story
Building Area	1,950 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Lot Area	63,598 sqft (1.46 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9338209
Street Address	181 EDGEWATER RD
City	HICKORY
State	NC
Zip	28601-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3705 SUBMAP 86 BLOCK 1227 (PIN) LOT 17 EDGEWATER A-12 0331
Legal Subdivision	EDGEWATER DEVELOPMENT
Legal Block	1227
Legal Lot Number	17
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	3
Census Block	3019
Census Tract	40700

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 EDGEWATER RD, HICKORY, NC 28601-7892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Deed Book / Page	594 / 927
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	181 EDGEWATER RD, HICKORY, NC 28601-7892
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EDGEWATER RD, HICKORY, NC 28601-7892

Mortgage

Document Number	0006851698
Date	Nov 12, 2025
Book Page	685/1698

Lender

Name	PEOPLES BANK
Type	Bank
Address	518 W C ST, NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2040

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	181 EDGEWATER RD, HICKORY, NC 28601-7892
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006451195
Date	Oct 19, 2021
Book Page	645/1195

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	181 EDGEWATER RD, HICKORY, NC 28601-7892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006092411
Date	Jul 30, 2018
Book Page	0609/2411

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,142.00 (-7.05%)	$779,182 (-) Land $258,885 Building $520,297
2025	$5,532.00 (-14.76%)	$779,182 (-) Land $258,885 Building $520,297
2023	$6,490.00	$779,182 Land $258,885 Building $520,297	$779,182 Land $258,885 Building $520,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

Nearby Properties on Edgewater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures