DeKalb County property record for 181 E Meadow Dr, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,096 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2025) |
| Tax Bill | $7,957 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-281-012 |
| Primary APN | 09-20-281-012 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Building Area | 1,096 sqft Building Perimeter |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Deck Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0920281012 |
|---|---|
| Street Address | 181 E MEADOW DR |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 194 - NEUCORT LAKES - UNIT 3 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 194 |
| Legal Unit | 3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4086 |
| Census Tract | 1600 |
Source: DeKalb County records · APN 09-20-281-012
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 BENHAM CT, 9G, SAINT CHARLES, IL 60174-1116 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Sep 16, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage MID AMERICA MTG |
| Apr 24, 2018 | Warranty Deed, Transfer · FHA Mortgage MID AMERICA MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2019 |
| Deed Document Number | 20253682 |
| Prior Transfer Date | Sep 09, 2019 |
| Prior Transfer Doc | 0000008443 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 181 E MEADOW DR, CORTLAND, IL 60112-4043 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016581 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021016581 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 181 E MEADOW DR, CORTLAND, IL 60112-4043 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013418 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021013418 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 16, 2019 |
| Property Address | 181 E MEADOW DR, CORTLAND, IL 60112-4043 |
| Document Number | 0000008443 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 8443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 181 E MEADOW DR CORTLAND IL 601124043, CORTLAND, IL 60112-4043 |
| Document Number | 8444 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 8444 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 24, 2018 |
| Property Address | 181 E MEADOW DR, CORTLAND, IL 60112-4043 |
| Document Number | 0000003731 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 3731 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 181 E MEADOW DR CORTLAND IL 601124043, CORTLAND, IL 60112-4043 |
| Document Number | 3732 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 3732 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,592 (+19.9%) Land $14,175 Building $72,417 | $259,776 (+19.9%) Land $42,525 Building $217,251 | |
| 2024 | $7,957.00 | ||
| 2023 | $72,220 Land $12,467 Building $59,753 | $216,660 Land $37,401 Building $179,259 |
Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| Opiquad Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORTLAND serves 4,398 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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