181 E Main St, Westfield, NY 14787 Property Records

Chautauqua County and Westfield Town property record for 181 E Main St, Westfield, NY 14787

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,210 sqft · built 1900
Lot Size	0.833 acres (36,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Dec 2021)
Tax Bill	$7,045 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Sale + 1 more
APN	`067201 193.13-2-52`

Property Details

APN / Parcel Number

Primary APN	`067201 193.13-2-52`
Alternative APN	`72011930130002052000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,210 sqft Living Area
1st Floor Area	1,629 sqft
2nd Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	36,294 sqft (0.833 acres)
Lot Dimensions	201 ft deep x 180 ft wide
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 E MAIN ST
City	WESTFIELD
State	NY
Zip	14787-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TRANSAM/LSSL; OLD APN: 067201 107-10-9.1
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1061
Census Tract	36500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street Historic District listed 1983 · 22 contributing resources · NRIS 83003893

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chautauqua County and Westfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 E MAIN ST, WESTFIELD, NY 14787-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Dec 17, 2021	Deed, Transfer
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jun 22, 2000 · Amount on Record
Deed Document Number	20218653
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 7, 2022
Property Address	181 E MAIN ST, WESTFIELD, NY 14787-1104
Document Number	DE2022003849
Instrument Date	Jun 6, 2022
Instrument	DE2022003849
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E MAIN ST, WESTFIELD, NY 14787-1104

Mortgage

Document Number	MT2022002820
Date	Jun 7, 2022
Instrument	MT2022002820

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 17, 2021
Property Address	181 E MAIN ST, WESTFIELD, NY 14787-1104
Document Number	DE2021008653
Instrument Date	Dec 16, 2021
Instrument	DE2021008653
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 E MAIN ST, WESTFIELD, NY 14787-1133

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	181 E MAIN ST, WESTFIELD, NY 14787-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020002763
Date	Jul 9, 2020
Instrument	MT2020002763

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Chautauqua County and Westfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Westfield Town
Municipality	Westfield Village
Unified School District	Westfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,045.00 (+0.86%)
2025	$6,985.00	$130,000 (-) Land $25,800 Building $104,200	$257,400 (+17.81%) Land $51,084 Building $206,316
2023		$130,000 (-) Land $25,800 Building $104,200	$218,487 (+10.92%) Land $43,361 Building $175,126
2022		$130,000 Land $25,800 Building $104,200	$196,970 Land $39,091 Building $157,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD VILLAGE AND TOWN serves 3,890 people · EPA ID NY0615782
Water Source	Surface water
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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