181 E First St, Crossville, TN 38555 Property Records

Cumberland County property record for 181 E First St, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,080 sqft · built 1939
Lot Size	0.364 acres (15,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Nov 2017)
Tax Bill	$611 (2018)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018100N F 00500`

Property Details

APN / Parcel Number

Primary APN	`018100N F 00500`
Alternative APN	`100N F 00500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,409 sqft
Upper Floors Area	1,119 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,867 sqft
Lot Dimensions	244 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	290 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 E FIRST ST
City	CROSSVILLE
State	TN
Zip	38555-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, ROW DB 509/744, COUNTY AREA: C01
Legal Subdivision	APACHE/LK TANSI VILLAGE INC
Jurisdiction	CUMBERLAND TN
Township / Civil Division	2
Census Block Group	4
Census Block	4052
Census Tract	970401

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 E FIRST ST, CROSSVILLE, TN 38555-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS TRI-COUNTY BANK
Dec 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Warranty Deed, Transfer · Commercial Mortgage PROGRESSIVE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	17013258
Deed Book / Page	1513 / 1833
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	181 E FIRST ST, CROSSVILLE, TN 38555-4601
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 PINE RIDGE CIR, CROSSVILLE, TN 38555-1342

Mortgage

Document Number	0000044741
Date	Dec 19, 2025
Book Page	1738/1433
Instrument	25044741

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	PIKEVILLE, TN 37367

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Dec 20, 2018
Property Address	181 E FIRST ST, CROSSVILLE, TN 38555-4601
Document Number	0000014827
Book / Page	001540 / 002237
Instrument Date	Dec 20, 2018
Instrument	14827
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,424.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 N WASHINGTON ST NEW LISBON WI 539501019, NEW LISBON, WI 53950-1019

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Nov 7, 2017
Property Address	181 E FIRST ST, CROSSVILLE, TN 38555-4601
Document Number	0000013258
Book / Page	1513 / 1833
Instrument Date	Oct 27, 2017
Instrument	17013258
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013259
Date	Nov 7, 2017
Book Page	1513/1835
Instrument	17013259

Lender

Name	PROGRESSIVE SAVINGS BANK
Address	JAMESTOWN, TN 38556

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 27, 2037

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,880 (-) Land $8,000 Building $69,880
2023		$77,880 (-) Land $8,000 Building $69,880
2022		$77,880 Land $8,000 Building $69,880	$194,700 (-) Land $20,000 Building $174,700
2021			$194,700 Land $20,000 Building $174,700
2018	$611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

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