181 E Ash St, Cedar Springs, MI 49319 Property Records

Kent County property record for 181 E Ash St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,169 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2025)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-354-007`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-354-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,169 sqft Living Area
1st Floor Area	854 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	181 E ASH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 9 & 10 BLK 33 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	33
Legal Lot Number	9-10
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

181 E Ash St is owned by an individual who bought it in October 2025.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	830 HANCOCK ST SE, GRAND RAPIDS, MI 49507-1979
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	202567767
Prior Transfer Date	Nov 5, 2009
Prior Transfer Doc	0000103356
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 17, 2025
Property Address	181 E ASH ST, CEDAR SPRINGS, MI 49319-9584
Document Number	0000067767
Map Reference	LB 2 PG 74
Instrument Date	Oct 9, 2025
Instrument	20251017-0067767
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1758 CUPER AVE, DORR, MI 49323-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E ASH ST, CEDAR SPRINGS, MI 49319-9584

Mortgage

Document Number	0000067768
Date	Oct 17, 2025
Instrument	20251017-0067768

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 6, 2020
Property Address	181 E ASH ST, CEDAR SPRINGS, MI 49319-9584
Document Number	0000105706
Map Reference	LB 2 PG 74
Instrument Date	Sep 29, 2020
Instrument	202011060105706
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 E ASH ST, 181, CEDAR SPRINGS, MI 49319-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 E ASH ST, CEDAR SPRINGS, MI 49319-9584
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105707
Date	Nov 6, 2020
Instrument	202011060105707

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	181 E ASH ST, CEDAR SPRINGS, MI 49319-9584
Document Number	0000069039
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E ASH ST CEDAR SPRINGS MI 493199584, CEDAR SPRINGS, MI 49319-9584

Mortgage

Document Number	0000069039
Date	Aug 16, 2017
Instrument	69039

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 181 E Ash St was $3,867.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,300 (+12.18%)	$250,600 (+12.18%)
2025	$3,867.00	$111,700	$223,400
2023		$84,700	$169,400
2019	$2,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 E Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 E Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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