181 E 7th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 181 E 7th St, Zumbrota, MN 55992 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 1954
Lot Size	0.17 acres (7,484 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Apr 2017)
Tax Bill	$3,124 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72.100.2850`

Property Details

APN / Parcel Number

Primary APN	`72.100.2850`
Alternative APNs	`44592` `54786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Basement Area	1,060 sqft
Finished Basement	750 sqft
Unfinished Basement	310 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1960
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,484 sqft (0.17 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	322 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	114 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	54786
Street Address	181 E 7TH ST
City	ZUMBROTA
State	MN
Zip	55992-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT DOC#703413 E60FT OF LOTS 7 & 8 BLK 66 ID# 22-0100-28000
Legal Subdivision	ORIGINAL PLAT
Legal Block	66
Legal Lot Number	7-8
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4025
Census Tract	80900

Owner

Source: Goodhue County records · APN 72.100.2850

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Apr 07, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Nov 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Apr 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	2017638454
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340

Mortgage

Document Number	000A696707
Date	Dec 28, 2023
Instrument	A696707

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340

Mortgage

Document Number	000A692035
Date	Apr 07, 2023
Instrument	A692035

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	669098
Date	Nov 05, 2020
Instrument	669098

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Apr 28, 2017
Property Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340
Document Number	638454
Instrument Date	Mar 28, 2017
Instrument	638454
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$574.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 E 7TH ST, ZUMBROTA, MN 55992-1340

Tax Assessment & Valuation

Source: Goodhue County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,124.00 (+8.7%) Homeowner's exemption	$247,200 (+4.75%) Land $40,500 Building $206,700	$247,200 (+4.75%) Land $40,500 Building $206,700
2025		$236,000 (+3.19%) Land $38,500 Building $197,500	$236,000 (+3.19%) Land $38,500 Building $197,500
2023	$2,874.00 Homeowner's exemption	$228,700 Land $38,500 Building $190,200	$228,700 Land $38,500 Building $190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goodhue County (27049C), updated November 9, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Minnesota WiFi	Fixed Wireless (unlicensed)	150 / 30
Hiawatha Broadband Communications	Fixed Wireless (unlicensed)	100 / 20
Hanson Communications	DSL	100 / 20

May also be available at this address: Hanson Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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