181 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 181 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,600 sqft · built 1920
Lot Size	0.094 acres (4,095 sqft)
Owner	Company Name on File
Last Sale	$135,000 (May 2023)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-04-38`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-04-38`
Alternative APNs	`120012806400040380000000` `0292 M`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,600 sqft Total Area
1st Floor Area	1,440 sqft
2nd Floor Area	1,440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	117 ft deep x 35 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0292 M
Street Address	181 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-3184
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TN2
Legal Subdivision	HAMILTONS GORE
Legal Block	4
Legal Lot Number	38.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3020
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.64-04-38

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	181 E 4TH ST, OSWEGO, NY 13126-3184
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Nov 24, 1998 · Amount on Record
Deed Document Number	20234340
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 25, 2023
Property Address	181 E 4TH ST, OSWEGO, NY 13126-3184
Document Number	0000004340
Instrument Date	Mar 30, 2023
Instrument	R-2023-004340
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW WAY ABSTRACT CORPORATION, NEW WAY ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 E FOPURTH STRET, OSWEGO, NY 13126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9443 PLATTWOOD AVE, OZONE PARK, NY 11417-2023

Mortgage

Document Number	0000004341
Date	May 25, 2023
Instrument	R-2023-004341

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00	$135,000 (+37.06%) Land $17,800 Building $117,200	$135,000 (+13.76%) Land $17,800 Building $117,200
2023		$98,500 Land $11,200 Building $87,300	$118,675 Land $13,494 Building $105,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 879 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.