181 Desoto Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 181 Desoto Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,524 sqft · built 1975
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2023)
Tax Bill	$1,032 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1N-31-1000-255-001`

Property Details

APN / Parcel Number

Primary APN	`09-1N-31-1000-255-001`
Alternative APN	`112643500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Adjusted Area
1st Floor Area	1,404 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Patio Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	112643500
Old Parcel Number	112643500
Street Address	181 DESOTO RD
City	CANTONMENT
State	FL
Zip	32533-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT NW COR OF LT 25 BLK A PENSACOLA HIGHLANDS E ALG N LI OF LT 100 FT S 200 FT W 100 FT N 200 FT TO POB PORT OF LT 25 BLK
Legal Range	31W
Legal Township	01N
Legal Section	09
Legal Subdivision	PENSACOLA HIGHLANDS PLAT DB 102 P 178
Legal Block	A
Legal Lot Number	25
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	3
Census Block	3003
Census Tract	3613

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	181 DESOTO RD, CANTONMENT, FL 32533-7835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Deed Document Number	2023069232
Deed Book / Page	9030 / 1691
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 23, 2023
Property Address	181 DESOTO RD, CANTONMENT, FL 32533-7835
Document Number	0090301691
Book / Page	9030 / 1691
Instrument Date	Aug 16, 2023
Instrument	2023069232
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 74, CANTONMENT, FL 32533-0074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 DESOTO RD, CANTONMENT, FL 32533-7835

Mortgage

Document Number	0090301692
Date	Aug 23, 2023
Book Page	9030/1692
Instrument	2023069233

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	181 DESOTO RD, CANTONMENT, FL 32533-7835
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	SOUTHTRUST LAW AND TITLE INC, SOUTH TRUST LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 DESOTO RD, CANTONMENT, FL 32533-7835

Mortgage

Document Number	0086331853
Date	Oct 6, 2021
Book Page	8633/1853
Instrument	2021109850

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,946 (+84.44%)	$161,389 (+24.05%) Land $11,250 Building $150,139
2024	$1,032.00 (+128.82%)
2023	$451.00 (-10.87%) Homeowner's exemption Widower's exemption	$61,780 (+3%)	$130,101 (+10.68%) Land $13,500 Building $116,601
2022	$506.00 Homeowner's exemption Widower's exemption	$59,981	$117,544 Land $13,500 Building $104,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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