Carter County property record for 181 Denver Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1972 |
| Lot Size | 2.08 acres (90,845 sqft) |
| Owner | Company Name on Record |
| Last Sale | $53,000 (May 2026) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Jan 2005 Mortgage May 2026 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13853 |
| Primary APN | 13853 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 90,845 sqft (2.08 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 200 sqft |
| Patio Area | 26 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13853 |
|---|---|
| Street Address | 181 DENVER RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RANCH ACRES AMD, LOT 11 (244.67X320X295X311.47) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | RANCH ACRES ADDN AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 892700 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 809 S COMMERCE ST, ARDMORE, OK 73401-5028 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 4, 2005 | Deed of Trust, Mortgage · Conventional Mortgage LOANCITY.COM |
| May 27, 2026 | Warranty Deed, Transfer · Construction Mortgage LOAN FUNDER LLC |
| May 27, 2026 | Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC |
| Apr 9, 2021 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 20265003 |
| Deed Book / Page | 7893 / 62 |
| Prior Transfer Date | Dec 21, 1995 |
| Prior Transfer Doc | 2060000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 181 DENVER RD, ARDMORE, OK 73401-7811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004242/048 |
|---|---|
| Date | Jan 4, 2005 |
| Book Page | 4242/048 |
| Instrument | 2005-000084 |
| Name | LOANCITY.COM |
|---|---|
| Type | Lending Institution |
| Address | SAN JOSE, CA 95123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 27, 2026 |
| Property Address | 181 DENVER RD, ARDMORE, OK 73401-7811 |
| Document Number | 0000005003 |
| Book / Page | 7893 / 62 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265003 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | AMERICAN SURETY TITLE INSURANCE, AMERICAN SECURITY TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,029.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 809 S COMMERCE ST, ARDMORE, OK 73401-5028 |
| Document Number | 0000005004, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20265004 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 27, 2026 |
| Property Address | 181 DENVER RD, ARDMORE, OK 73401-7811 |
| Document Number | 0007893/62 |
| Book / Page | 7893 / 62 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265003 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2026 |
| Title Company | AMERICAN SURETY TITLE INSURANCE, AMERICAN SECURITY TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,029.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 809 S COMMERCE ST, ARDMORE, OK 73401-5028 |
| Document Number | 0000005004, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20265004 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Apr 9, 2021 |
| Property Address | 181 DENVER RD, ARDMORE, OK 73401-7811 |
| Document Number | 007022/303 |
| Book / Page | 7022 / 303 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021-003594 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,039 (-57.77%) Land $1,800 Building $5,239 | $58,657 (-69.19%) Land $14,999 Building $43,658 | |
| 2025 | $1,706.00 | $16,670 (+5%) Land $1,800 Building $14,870 | $190,413 (-0.59%) Land $14,999 Building $175,414 |
| 2024 | $1,706.00 (+9.22%) | $15,876 (+5%) Land $1,800 Building $14,076 | $191,535 (+8.23%) Land $14,999 Building $176,536 |
| 2023 | $1,562.00 | $15,120 Land $1,800 Building $13,320 | $176,977 Land $14,999 Building $161,978 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
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