Derby City property record for 181 David Humphrey Rd, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 1990 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Jul 2021) |
| Tax Bill | $9,813 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:5 L:52A |
| Primary APN | DERB M:4 B:5 L:52A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 914 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 3675 |
|---|---|
| Street Address | 181 DAVID HUMPHREY RD |
| City | DERBY |
| State | CT |
| Zip | 06418-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 5 |
| Legal Lot Number | 52A |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 120100 |
181 David Humphrey Rd is owned by two individuals who bought it in July 2021.
Source: Derby City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1222 W ISLAND ST, DERBY, CT 06418 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC |
| Jul 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on File |
| Deed Sale | Jul 19, 2021 · Amount on File |
| Prior Sale | Aug 18, 1993 · Amount on File |
| Deed Document Number | 20211380 |
| Deed Book / Page | 854 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 181 DAVID HUMPHREY RD, DERBY, CT 06418-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000805-303 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 805/303 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Oct 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jul 19, 2021 |
| Property Address | 181 DAVID HUMPHREY RD, DERBY, CT 06418-2205 |
| Document Number | 000854-127 |
| Book / Page | 854 / 127 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 1380 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1222 W ISLAND ST, DERBY, CT 06418 |
| Document Number | 0000001381 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 1381 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 181 David Humphrey Rd was $9,813, up 41.3% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,813.00 (+41.28%) | $255,290 (+58.77%) Land $49,140 Building $206,150 | $443,198 (+293.77%) |
| 2025 | $6,946.00 | $160,790 Land $46,090 Building $114,700 | $112,553 Land $32,263 Building $80,290 |
| 2024 | $6,946.00 (+11.92%) | ||
| 2023 | $6,206.00 | $160,790 (-) Land $46,060 Building $114,730 | |
| 2022 | $6,206.00 | $160,790 Land $46,060 Building $114,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 181 David Humphrey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 181 David Humphrey Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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