Polk County property record for 181 Costa Loop, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,192 sqft Living Area |
| Lot Size | 13,843 sqft (0.318 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2022) |
| Tax Bill | $5,149.00 (2025) |
| Primary APN | 25-27-35-305251-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 2,950 sqft Gross Area |
| 1st Floor | 2,192 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 13,843 sqft (0.318 acres) |
| Garage Type | Attached Garage |
| Garage Area | 574 sqft Garage |
| Porch Area | 268 sqft Porch |
| Street Address | 181 COSTA LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-8377 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 54 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | ESTATES OF AUBURNDALE |
| Legal Tract | 305251 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 13001 |
Source: Polk County records · APN 25-27-35-305251-000540
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage EXCEL MORTGAGE NETWORK INC |
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC |
| Sep 18, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SOUTH ST BK |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Doc Number | 2022139437 |
| Deed Book / Page | 12263 / 978 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 20, 2022 |
| Property Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000139437 |
| Book / Page | 12263 / 978 |
| Map Reference | MB 127 PG 26-29 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022139437 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2022 |
| Title Company | SWAN CITY TITLE CO LLC, SWAN CITY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 COSTA LOOP, 181, AUBURNDALE, FL 33823-8377 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0012263980 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 12263/980 |
| Name | EXCEL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000296924 |
| Book / Page | 11981 / 1855 |
| Map Reference | MB 127 PG 26-29 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 2021296924 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | SMART TITLE II LLC, SMART TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4720 DEERWALK AVE, 4720, TAMPA, FL 33624-2102 |
| Name | Verified Name |
|---|---|
| Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0119811858 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 11981/1858 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0113800802 |
| Book / Page | 011380 / 000802 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 220195051 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,974.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 181 COSTA LOOPE AUBURNDALE FL 33823, AUBURNDALE, FL 33823 |
| Document Number | 113800804 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 011380/000804 |
| Instrument | 195052 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0105050963 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 181 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377 |
| Document Number | 0105050963 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 010505/000963 |
| Instrument | 118723 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 03, 2038 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,149.00 (-5.37%) | $314,764 (-4.27%) Land $66,000 Building $248,764 | $314,764 (-4.27%) Land $66,000 Building $248,764 |
| 2023 | $5,441.00 (+12.74%) | $328,799 (+13.69%) Land $64,000 Building $264,799 | $328,799 (+13.69%) Land $64,000 Building $264,799 |
| 2022 | $4,826.00 | $289,194 Land $53,000 Building $236,194 | $289,194 Land $53,000 Building $236,194 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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