181 Costa Loop, Auburndale, FL 33823 Property Records

Polk County property record for 181 Costa Loop, Auburndale, FL 33823 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,192 sqft Living Area
Lot Size13,843 sqft (0.318 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2022)
Tax Bill$5,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-27-35-305251-000540
Alternative APNs
  • 352725305251000540
  • 52725000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,192 sqft Living Area
Gross Area2,950 sqft Gross Area
1st Floor2,192 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area13,843 sqft (0.318 acres)
Garage TypeAttached Garage
Garage Area574 sqft Garage
Porch Area268 sqft Porch

Location & Zoning

Street Address181 COSTA LOOP
CityAUBURNDALE
StateFL
Zip33823-8377
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 54
Legal Range25E
Legal Township27S
Legal Section35
Legal SubdivisionESTATES OF AUBURNDALE
Legal Tract305251
Legal Block1
Legal Lot Number54
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1003
Census Tract13001

Owner

Source: Polk County records · APN 25-27-35-305251-000540

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
EXCEL MORTGAGE NETWORK INC
Nov 15, 2021Warranty Deed, Transfer · Conventional Mortgage
RP FUNDING INC
Sep 18, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTH ST BK
May 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleNov 15, 2021 · Amount on Record
Deed Doc Number2022139437
Deed Book / Page12263 / 978
Record RefreshedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 20, 2022
Property Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0000139437
Book / Page12263 / 978
Map ReferenceMB 127 PG 26-29
Instrument DateMay 20, 2022
Instrument2022139437
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanySWAN CITY TITLE CO LLC, SWAN CITY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address181 COSTA LOOP, 181, AUBURNDALE, FL 33823-8377

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377

Mortgage

Document Number0012263980
DateMay 20, 2022
Instrument12263/980
Lender
NameEXCEL MORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 15, 2021
Property Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0000296924
Book / Page11981 / 1855
Map ReferenceMB 127 PG 26-29
Instrument DateNov 05, 2021
Instrument2021296924
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanySMART TITLE II LLC, SMART TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4720 DEERWALK AVE, 4720, TAMPA, FL 33624-2102

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377

Mortgage

Document Number0119811858
DateNov 15, 2021
Instrument11981/1858
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 18, 2020
Property Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0113800802
Book / Page011380 / 000802
Instrument DateSep 10, 2020
Instrument220195051
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address181 COSTA LOOPE AUBURNDALE FL 33823, AUBURNDALE, FL 33823

Mortgage

Document Number113800804
DateSep 18, 2020
Book Page011380/000804
Instrument195052
Lender
NameSOUTH ST BK
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address181 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0105050963
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address181 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377

Mortgage

Document Number0105050963
DateJun 04, 2018
Book Page010505/000963
Instrument118723
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 03, 2038

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,149.00 (-5.37%)$314,764 (-4.27%) Land $66,000 Building $248,764$314,764 (-4.27%) Land $66,000 Building $248,764
2023$5,441.00 (+12.74%)$328,799 (+13.69%) Land $64,000 Building $264,799$328,799 (+13.69%) Land $64,000 Building $264,799
2022$4,826.00$289,194 Land $53,000 Building $236,194$289,194 Land $53,000 Building $236,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 901 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Costa Loop

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