181 Copper Mine Rd, Front Royal, VA 22630 Property Records

Warren County property record for 181 Copper Mine Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2003
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,742 (2026)
Deeds & Mortgages	May 2026 Sale Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28/86/C`

Property Details

APN / Parcel Number

Primary APN	`28/86/C`
Alternative APN	`20447`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	5,482 sqft
1st Floor Area	1,400 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Terrain	Rolling
Porch	Slab
Porch Area	460 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20447
Old Parcel Number	28 86C
Street Address	181 COPPER MINE RD
City	FRONT ROYAL
State	VA
Zip	22630-4979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LA3 LARRY ANDREWS DIV & BDY ADJ W/28C 1 12A1 LR12-52
Legal Subdivision	SOUTH RIVER-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	1
Census Block	1004
Census Tract	20700

Owner

181 Copper Mine Rd is owner-occupied and held in a trust since May 2026.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2026
Transfer Doc	0000002243
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 12, 2026
Property Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979
Document Number	0000002243
Instrument Date	May 11, 2026
Instrument	20262243
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979

Mortgage

Document Number	0220006075
Date	Oct 11, 2022
Instrument	220006075

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	181 COPPER MINE RD, FRONT ROYAL, VA 22630-4979
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002866
Date	Apr 1, 2021
Instrument	210002866

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 181 Copper Mine Rd was $3,742, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,742.00 (+18.79%)	$657,688 (-) Land $101,000 Building $556,688
2025	$3,150.00 (+26.1%)	$657,688 (+28.98%) Land $101,000 Building $556,688	$657,688 (+28.98%) Land $101,000 Building $556,688
2024	$2,498.00	$509,900 (-) Land $84,100 Building $425,800	$509,900 (-) Land $84,100 Building $425,800
2023		$509,900 Land $84,100 Building $425,800	$509,900 Land $84,100 Building $425,800
2022	$2,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Copper Mine Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1985–1996)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Copper Mine Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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