Columbia County and Clermont Town property record for 181 Commons Rd, Germantown, NY 12526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,880 sqft · built 2005 |
| Lot Size | 7.55 acres (328,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Aug 2021) |
| Tax Bill | $24,195 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Aug 2021 Sale + 5 more |
| APN | 103000 192.-1-25.112 |
| Primary APN | 103000 192.-1-25.112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,880 sqft Living Area |
| 1st Floor Area | 2,434 sqft |
| 2nd Floor Area | 1,446 sqft |
| Upper Floors Area | 1,446 sqft |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 328,878 sqft (7.55 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 181 COMMONS RD |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H |
| Legal Description | MICRO 9674 |
| Legal Block | 1 |
| Legal Lot Number | 25.112 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1900 |
181 Commons Rd is owned and occupied by an individual who acquired it in November 2023.
Source: Columbia County and Clermont Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Aug 30, 2021 | Deed, Transfer |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Apr 23, 2020 | Loan Modification, Mortgage HUDSON VLY CU |
| Dec 21, 2018 | Deed of Trust, Mortgage HUDSON VLY FCU |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit MID-HUDSON VLY FCU |
| Jul 18, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 20218597 |
| Deed Book / Page | 941 / 873 |
| Last Transfer Date | Nov 21, 2023 |
| Transfer Doc | 0000009541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005619 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 934/551 |
| Instrument | 20210005619 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Aug 30, 2021 |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0009410873 |
| Book / Page | 941 / 873 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 20210008597 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 KELLY RD, RED HOOK, NY 12571-1123 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000003284 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 181 COMMONS RD GERMANTOWN NY 125265521, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000003284 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000903/000996 |
| Instrument | 3284 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000003285 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 181 COMMONS RD GERMANTOWN NY 125265521, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000003285 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000903/001017 |
| Instrument | 3285 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000012020 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 181 COMMONS RD GERMANTOWN NY 125265521, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000012020 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 000878/001693 |
| Instrument | 12020 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000010533 |
| Book / Page | 000856 / 001320 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 181 COMMONS RD GERMANTOWN NY 125265521, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000010533 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 000856/001320 |
| Instrument | 10533 |
| Name | MID-HUDSON VLY FCU |
|---|---|
| Type | Credit Union |
| Address | EDDYVILLE, NY 12401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Jul 18, 2017 |
| Property Address | 181 COMMONS RD, GERMANTOWN, NY 12526-5521 |
| Document Number | 0000006527 |
| Book / Page | 000849 / 002151 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 6527 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,560.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 COMMONS RD GERMANTOWN NY 125265521, GERMANTOWN, NY 12526-5521 |
The 2026 property tax bill for 181 Commons Rd was $24,195.
Source: Columbia County and Clermont Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Clermont Town |
| Unified School District | Red Hook Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,195.00 (-0.05%) | ||
| 2025 | $24,207.00 | $1,202,000 Land $116,200 Building $1,085,800 | $1,252,083 Land $121,042 Building $1,131,041 |
| 2023 | $740,000 (-) Land $112,714 Building $627,286 | $986,667 (+12%) Land $150,285 Building $836,382 | |
| 2022 | $740,000 Land $112,714 Building $627,286 | $880,952 Land $134,183 Building $746,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 181 Commons Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Commons Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures