181 Colt Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 181 Colt Ln, Nipomo, CA 93444

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,116 sqft · built 1997
Lot Size0.078 acres (3,400 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (May 2025)
Tax Bill$1,083 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092-252-007

Property Details

APN / Parcel Number

Primary APN092-252-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area3,400 sqft (0.078 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address181 COLT LN
CityNIPOMO
StateCA
Zip93444-5322
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionTR 1736 LT 7
Legal SubdivisionTRACT 1736
Legal Tract1736
Legal Block1
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1018
Census Tract12406

Owner

181 Colt Ln, a planned unit development, is owned and occupied by two individuals who bought it in May 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address181 COLT LN, NIPOMO, CA 93444-5322
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 26, 2019Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Mar 21, 2019Grant Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on File
Deed SaleMay 5, 2025 · Amount on File
Prior SaleMar 21, 2019 · Amount on File
Deed Document Number202512533
Prior Transfer DateNov 10, 2015
Prior Transfer Doc0000059124
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address181 COLT LN, NIPOMO, CA 93444-5322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 COLT LN, NIPOMO, CA 93444-5322

Mortgage

Document Number0000051165
DateSep 18, 2020
Instrument2020051165
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueFeb 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address181 COLT LN, NIPOMO, CA 93444-5322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058095
DateDec 26, 2019
Instrument2019058095
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 21, 2019
Property Address181 COLT LN, NIPOMO, CA 93444-5322
Document Number0000009915
Instrument DateFeb 12, 2019
Instrument9915
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$359.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 COLT LN NIPOMO CA 934445322, NIPOMO, CA 93444-5322

Mortgage

Document Number9916
DateMar 21, 2019
Instrument9916
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 181 Colt Ln was $1,083.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$576,300 (+57.99%) Land $331,500 Building $244,800
2025$1,083.00$364,770 Land $167,325 Building $197,445
2023$2,004.00 (-2.62%)$350,608 Land $160,829 Building $189,779
2022$2,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 181 Colt Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Colt Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIPOMO COMM SERVICES DIST
serves 13,771 people · EPA ID CA4010026
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi.

Nearby Properties on Colt Ln

Nearby Streets

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