181 Co Rd 221, Bruce, MS 38915 Property Records

Calhoun County property record for 181 Co Rd 221, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,232 sqft · built 2003
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0808000041127`

Property Details

APN / Parcel Number

Primary APN	`0808000041127`

Interior

Bedrooms	4 Beds
Total Rooms	6 Rooms
Building Area	2,232 sqft Adjusted Area
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 2003
Foundation Type	Block
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	257,004 sqft (5.9 acres)
Garage Type	Carport
Carport	Carport
Carport Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	360 sqft
Utility Building	192 sqft

Location & Zoning

Street Address	181 COUNTY ROAD 221
City	BRUCE
State	MS
Zip	38915-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.9 AC S OF RD PTE1/2 SE1/4
Jurisdiction	CALHOUN MS
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	950100

Owner

Source: Calhoun County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST CO
Oct 12, 2021	Deed of Trust, Mortgage US BANK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022
Deed Sale	Oct 21, 2022
Deed Document Number	0020223343
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	2023004028
Date	Dec 27, 2023
Instrument	2023004028

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	000443/596
Date	Oct 21, 2022
Book Page	443/596
Instrument	2022003344

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	433/NA5
Date	Oct 12, 2021
Book Page	433/NA5
Instrument	2021003417

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	410/83
Date	May 15, 2019
Book Page	410/83
Instrument	2019001056

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 26, 2024

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	394/382
Date	Sep 25, 2017
Book Page	394/382
Instrument	2017003118

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2022

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 COUNTY ROAD 221, BRUCE, MS 38915-9549

Mortgage

Document Number	401/410
Date	Jun 11, 2018
Book Page	401/410
Instrument	2018001234

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00 (+10.58%)	$19,592 (-0.03%) Land $664 Building $18,928	$189,220 (-0.01%) Land $6,431 Building $182,789
2023	$2,032.00	$19,597 Land $669 Building $18,928	$189,247 Land $6,458 Building $182,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT COMFORT W/A-BANNER public/private · serves 2,442 people · EPA ID MS0070020
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	MT COMFORT W/A
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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