181 Cloverbrook Trl, Davenport, FL 33837 Property Records

Polk County property record for 181 Cloverbrook Trl, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,097 sqft · built 2020
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$266,400 (Jul 2020)
Tax Bill$5,168 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-27-11-737502-000110

Property Details

APN / Parcel Number

Primary APN27-27-11-737502-000110
Alternative APNs
  • 112727737502000110
  • 12727000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area2,814 sqft
1st Floor Area2,097 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area10,890 sqft (0.25 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area437 sqft

Exterior Amenities

Pool TypeEnclosed Pool
PorchFlorida Room
Porch Area132 sqft
Shed1 Shed

Location & Zoning

Street Address181 CLOVERBROOK TRL
CityDAVENPORT
StateFL
Zip33837-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPREAKNESS PRESERVE PB 173 PGS 4-5 LOT 11
Legal Range27E
Legal Township27S
Legal Section11
Legal SubdivisionPREAKNESS PRESERVE
Legal Block4
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group4
Census Block4040
Census Tract12502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 CLOVERBROOK TRL, DAVENPORT, FL 33837-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 6, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Deed Document Number2020134021
Deed Book / Page11287 / 2085
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address181 CLOVERBROOK TRL, DAVENPORT, FL 33837-9344
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 CLOVERBROOK TRL, DAVENPORT, FL 33837-9344

Mortgage

Document Number0000139202
DateMay 28, 2021
Book Page11735/1415
Instrument2021139202
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 6, 2020
Property Address181 CLOVERBROOK TRL, DAVENPORT, FL 33837-9344
Document Number0112872085
Book / Page011287 / 002085
Instrument DateJun 26, 2020
Instrument134021
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 23, 2020
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,865.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address181 CLOVERBROOK TRL DAVENPORT FL 338379344, DAVENPORT, FL 33837-9344

Mortgage

Document Number112872087
DateJul 6, 2020
Book Page011287/002087
Instrument134022
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDavenport City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,092 (+2.7%)$349,196 (+6.62%) Land $62,000 Building $287,196
2025$5,168.00 (+20.92%) Homeowner's exemption$310,703 (+20.11%)$327,501 (+8.71%) Land $62,000 Building $265,501
2023$4,274.00 (+1.81%) Homeowner's exemption$258,692 (+3.2%)$301,272 (+13.97%) Land $60,000 Building $241,272
2022$4,198.00 Homeowner's exemption$250,672$264,345 Land $50,000 Building $214,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAVENPORT
serves 9,043 people · EPA ID FL6530431
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Summit Broadband.

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