181 Clermont Cv, Freeport, FL 32439 Property Records

Walton County property record for 181 Clermont Cv, Freeport, FL 32439

Property Summary

Property Type	Vacant Land
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on Record
Tax Bill	$6,960 (2025)
Deeds & Mortgages	Jul 2024 Construction Loan Sep 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-1S-19-23020-000-0020`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23020-000-0020`
Alternative APN	`30-119-23020-000-0020`

Interior

Elevator	Elevator

Exterior

Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	276 ft deep x 101 ft wide

Location & Zoning

Street Address	181 CLERMONT CV
City	FREEPORT
State	FL
Zip	32439-2901
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BAYN
Legal Description	LOT 2 STEAMBOAT LANDING AT HAMMOCK BAY PB 24-49 OR 3260-2292
Legal Subdivision	HAMMOCK BAY
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2078
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2137 GLEN LILY RD, BOWLING GREEN, KY 42101-9409
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2024	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Sep 14, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage COMMERCIAL CAPITAL BIDCO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2023
Transfer Doc	0033020054
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	181 CLERMONT CV, FREEPORT, FL 32439-2901
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WINDMERE CT, BOWLING GREEN, KY 42103-8719

Mortgage

Document Number	0033310230
Date	Jul 19, 2024
Book Page	3331/230
Instrument	20240025478

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Aug 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 14, 2023
Property Address	181 CLERMONT CV, FREEPORT, FL 32439-2901
Document Number	0033020054
Book / Page	3302 / 54
Map Reference	MB 1 PG 17
Instrument Date	Aug 9, 2023
Instrument	20230033223
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 FIELDS DR, BOWLING GREEN, KY 42104-5345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 GLEN LILY RD, BOWLING GREEN, KY 42101-9409

Mortgage

Document Number	0000330256
Date	Sep 14, 2023
Instrument	3302/56

Lender

Name	COMMERCIAL CAPITAL BIDCO INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,960.00 (-4.21%)	$555,500 (-) Land $555,500	$555,500 (-) Land $555,500
2024	$7,266.00 (+0.25%)
2023	$7,248.00	$555,500 (+18,497.25%) Land $555,500	$555,500 (+18,497.25%) Land $555,500
2022		$2,987 Land $2,987	$2,987 Land $2,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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