York County and Biddeford City property record for 181 Cleaves St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,120 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,682 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:42 L:43 |
| Primary APN | BIDD M:42 L:43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 1,266 sqft |
| Basement Area | 1,162 sqft |
| Unfinished Basement | 1,162 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Tar & Gravel |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 420430000 |
|---|---|
| Street Address | 181 CLEAVES ST |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-2817 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 43 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25206 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage ATLANTIC REGIONAL FEDERAL CREDIT UNION |
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC REGIONAL FEDERAL CREDIT UNION |
| Jun 23, 2021 | Warranty Deed, Transfer |
| May 21, 2021 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2021 |
| Transfer Doc | 0187090435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jun 10, 2026 |
| Property Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0199210135 |
| Book / Page | 19921 / 135 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202619561 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0000019561, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 19921/135 |
| Instrument | 202619561 |
| Name | ATLANTIC REGIONAL FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jun 10, 2026 |
| Property Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0199210157 |
| Book / Page | 19921 / 157 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202619562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0000019562, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 19921/157 |
| Instrument | 202619562 |
| Name | ATLANTIC REGIONAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jun 23, 2021 |
| Property Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0187090435 |
| Book / Page | 18709 / 435 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021035649 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | May 21, 2021 |
| Property Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
| Document Number | 0186730726 |
| Book / Page | 18673 / 726 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021029362 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 CLEAVES ST, BIDDEFORD, ME 04005-2817 |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,682.00 (+6.4%) | $380,300 (+1.28%) Land $128,900 Building $251,400 |
| 2024 | $5,340.00 (+9.47%) | $375,500 (+1%) Land $128,900 Building $246,600 |
| 2023 | $4,878.00 (+2.46%) | $371,800 (+28.16%) Land $128,900 Building $242,900 |
| 2022 | $4,761.00 | $290,100 Land $129,500 Building $160,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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