181 Clay St, Thomaston, CT 06787 Property Records

Thomaston Town property record for 181 Clay St, Thomaston, CT 06787

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,935 sqft · built 1946
Lot Size4.16 acres (181,210 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Dec 1996)
Tax Bill$8,270 (2025)
Deeds & MortgagesJun 2022 Mortgage
APNW0286300

Property Details

APN / Parcel Number

Primary APNW0286300
Alternative APN
  • THOM M:31 B:01 L:09

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,935 sqft Living Area
1st Floor Area1,745 sqft
Basement Area997 sqft
Unfinished Basement997 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area181,210 sqft (4.16 acres)
Garage TypeDetached
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberW0286300
Street Address181 CLAY ST
CityTHOMASTON
StateCT
Zip06787-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA15
Legal Block1
Legal Lot Number9
JurisdictionTHOMASTON CT
Township / Civil DivisionTHOMASTON
Census Block Group2
Census Block2009
Census Tract349100

Owner

181 Clay St is owned and occupied by two individuals who bought it in December 1996.

Source: Thomaston Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address181 CLAY ST, THOMASTON, CT 06787-1414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 1996 · Amount on File
Deed SaleDec 16, 1996 · Amount on File
Deed Book / Page171 / 508
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHOMASTON CT
Property Address181 CLAY ST, THOMASTON, CT 06787-1414
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000343-541
DateJun 3, 2022
Book Page343/541
Lender
NameTHOMASTON SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.38%
Type Change DateJun 1, 2032
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 181 Clay St was $8,270.

Source: Thomaston Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionThomaston Town
Unified School DistrictThomaston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,270.00$230,930 Land $69,230 Building $161,700$161,651 Land $48,461 Building $113,190
2024$8,270.00 (+6.49%)
2023$7,766.00 (+4.73%)$230,930 (-) Land $69,230 Building $161,700
2022$7,415.00$230,930 Land $69,230 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 181 Clay St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REG-THOMASTON SYSTEM
private · serves 3,789 people · EPA ID CT1400011
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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