181 Circle Dr, Marion, NC 28752 Property Records

McDowell County property record for 181 Circle Dr, Marion, NC 28752 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1987
Square Footage	1,088 sqft Heated Area
Lot Size	14,850 sqft (0.34 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$860.00 (2025)

Owner

Source: McDowell County records · APN 0781-01-48-8936

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 CIRCLE DR, MARION, NC 28752-6468
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2024
Deed Sale	Dec 31, 2024
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Doc Number	0001488537
Deed Book / Page	1488 / 537
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 31, 2022
Property Address	181 CIRCLE DR, MARION, NC 28752-6468
Document Number	0014170883
Book / Page	1417 / 883
Map Reference	MB 2 PG 58
Instrument Date	Oct 24, 2022
Instrument	2022006353
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CIRCLE DR, MARION, NC 28752-6468

Mortgage

Document Number	0014170888
Date	Oct 31, 2022
Book Page	1417/888
Instrument	2022006354

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Nov 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.65%
Index	5-Year TN
Max Rate	10.6%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00	$121,600 (-) Land $25,000 Building $96,600
2023	$860.00	$121,600 Land $25,000 Building $96,600	$121,600 Land $25,000 Building $96,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`0781-01-48-8936`
Alternative APNs	`34350` `83252`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,088 sqft Heated Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,850 sqft (0.34 acres)
Depth X Width	150 ft x 99 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	384 sqft Carport
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	83252
Street Address	181 CIRCLE DR
City	MARION
State	NC
Zip	28752-6468
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LOT 15 PT 14 & 16 CLEAR CREEK VALLEY PB 2 PG 58
Legal Subdivision	CLEAR CREEK
Legal Lot Number	15
Jurisdiction	MCDOWELL NC
Minor Civil Division	MARION
Census Blockgroup	2
Census Block	2032
Census Tract	970700