Hampshire County and Ware Town property record for 181 Church St, Ware, MA 01082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,375 sqft · built 1949 |
| Lot Size | 0.623 acres (27,151 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,500 (Dec 2023) |
| Tax Bill | $3,560 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| APN | WARE M:00030 B:00000 L:00026 |
| Primary APN | WARE M:00030 B:00000 L:00026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 2,660 sqft |
| Basement Area | 919 sqft |
| Unfinished Basement | 919 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,151 sqft (0.623 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3395 |
|---|---|
| Street Address | 181 CHURCH ST |
| City | WARE |
| State | MA |
| Zip | 01082-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 26 |
| Jurisdiction | WARE MA |
| Township / Civil Division | WARE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 820101 |
181 Church St is owned and occupied by two individuals who bought it in December 2023.
Source: Hampshire County and Ware Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 CHURCH ST, WARE, MA 01082-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 8, 2023 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jan 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Jan 13, 2017 · Amount on File |
| Deed Document Number | 202319387 |
| Deed Book / Page | 15027 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 181 CHURCH ST, WARE, MA 01082-1230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 015593-289 |
|---|---|
| Date | Nov 28, 2025 |
| Book Page | 15593/289 |
| Instrument | 19995 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Dec 8, 2023 |
| Property Address | 181 CHURCH ST, WARE, MA 01082-1230 |
| Document Number | 015027-236 |
| Book / Page | 15027 / 236 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 19387 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 181 CHURCH ST, WARE, MA 01082-1230 |
| Document Number | 0000019388 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 19388 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Jan 13, 2017 |
| Property Address | 181 CHURCH ST, WARE, MA 01082-1230 |
| Document Number | 12525-201 |
| Book / Page | 012525 / 000201 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 851 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $592.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 HIGHLAND VLG #B WARE MA 010821100, B, WARE, MA 01082-1100 |
The 2026 property tax bill for 181 Church St was $3,560, up 3% from the year before.
Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,560.00 (+3.04%) | $245,700 (+7.11%) Land $44,400 Building $201,300 | $294,914 (+5.34%) |
| 2025 | $3,455.00 | $229,400 Land $47,400 Building $182,000 | $279,965 (+10.04%) |
| 2024 | $254,410 | ||
| 2023 | $2,819.00 | $163,300 Land $42,500 Building $120,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 181 Church St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 181 Church St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARE WATER DEPT serves 10,066 people · EPA ID MA1309000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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