181 Chestnut St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 181 Chestnut St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 1907
Lot Size	0.636 acres (27,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2019)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Oct 2020 Refinance Dec 2019 Sale + 1 more
APN	`NHAM M:017C B:0061 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017C B:0061 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Other
Lot Area	27,722 sqft (0.636 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Electric

Location & Zoning

Street Address	181 CHESTNUT ST
City	FLORENCE
State	MA
Zip	01062-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Block	61
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2006
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 CHESTNUT ST, FLORENCE, MA 01062-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Quit Claim Deed, Transfer · Conventional with PMI FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	201926457
Deed Book / Page	13504 / 193
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	13504-193
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	181 CHESTNUT ST, NORTHAMPTON, MA 01062-1406
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13821-137
Date	Oct 19, 2020
Book Page	13821/137
Instrument	21810

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Dec 31, 2019
Property Address	181 CHESTNUT ST, NORTHAMPTON, MA 01062-1406
Document Number	13504-193
Book / Page	013504 / 000193
Instrument Date	Dec 26, 2019
Instrument	26457
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CHESTNUT ST FLORENCE MA 010621406, FLORENCE, MA 01062-1406

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Dec 20, 2019
Property Address	181 CHESTNUT ST, NORTHAMPTON, MA 01062-1406
Document Number	13492-348
Book / Page	013492 / 000348
Instrument Date	Dec 18, 2019
Instrument	25498
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CHESTNUT ST FLORENCE MA 010621406, FLORENCE, MA 01062-1406

Mortgage

Document Number	13493-1
Date	Dec 20, 2019
Book Page	013493/000001
Instrument	25499

Lender

Name	FLORENCE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,865.00 (+18%)	$492,800 (+34.17%) Land $177,100 Building $315,700	$554,515 (+18.06%)
2024			$469,680
2023	$5,818.00	$367,300 Land $141,000 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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