181 Chestnut St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 181 Chestnut St, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 2019
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Nov 2019)
Tax Bill	$7,386 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0071 B:2927 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0071 B:2927 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	3,120 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	181 CHESTNUT ST
City	CLINTON
State	MA
Zip	01510-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2927
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2010
Census Tract	716300

Owner

181 Chestnut St is owned and occupied by two individuals who bought it in November 2019.

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 CHESTNUT ST, CLINTON, MA 01510-2934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage BNC NATIONAL BANK
Nov 22, 2019	Quit Claim Deed, Transfer · VA Mortgage USAA FSB
Feb 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Document Number	2019126118
Deed Book / Page	61467 / 74
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	61467-74
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	181 CHESTNUT ST, CLINTON, MA 01510-2934
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63803-50
Date	Nov 20, 2020
Book Page	63803/50
Instrument	143013

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Nov 22, 2019
Property Address	181 CHESTNUT ST, CLINTON, MA 01510-2934
Document Number	61467-74
Book / Page	61467 / 74
Instrument Date	Nov 20, 2019
Instrument	126118
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CHESTNUT ST, CLINTON, MA 01510-2934

Mortgage

Document Number	126119
Date	Nov 22, 2019
Instrument	126119

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Feb 27, 2019
Property Address	181 CHESTNUT ST, CLINTON, MA 01510-2934
Document Number	60091-351
Book / Page	60091 / 351
Instrument Date	Feb 27, 2019
Instrument	17660
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 145, N CHELMSFORD, MA 01863-0145

Mortgage

Document Number	17661
Date	Feb 27, 2019
Instrument	17661

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 181 Chestnut St was $7,386, up 9.1% from the year before.

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,386.00 (+9.1%)	$569,000 (+11.79%) Land $122,600 Building $446,400	$498,085 (-)
2025	$6,770.00 (+4.15%)	$509,000 (+2.89%) Land $111,400 Building $397,600	$498,085 (-0.13%)
2024	$6,500.00 (+5.78%)	$494,700 (+7.64%) Land $111,400 Building $383,300	$498,750
2023	$6,145.00	$459,600 Land $101,300 Building $358,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Chestnut St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1998–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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