181 Cherry Tree Ln, Mountain Home, AR 72653 Property Records

Baxter County property record for 181 Cherry Tree Ln, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,069 sqft
Lot Size	2.04 acres (89,090 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2020)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-09651-000`

Property Details

APN / Parcel Number

Primary APN	`002-09651-000`
Alternative APN	`22321`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,090 sqft (2.04 acres)
Lot Dimensions	295 ft deep x 302 ft wide
Garage Type	Mixed
Garage Area	1,296 sqft
Driveway	Asphalt Driveway
Driveway Area	456 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	255 sqft
Patio Area	546 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	181 CHERRY TREE LN
City	MOUNTAIN HOME
State	AR
Zip	72653-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SOUTHBROOK EST
Legal Range	13
Legal Township	19
Legal Section	20
Legal Subdivision	SOUTHBROOK ESTATES
Legal Lot Number	14
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1038
Census Tract	950100

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 CHERRY TREE LN, MOUNTAIN HOME, AR 72653-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Mar 18, 2020	Special Warranty Deed, Transfer · Line of Credit FNBC BANK
Mar 2, 2020	Redemption Deed, Transfer
Jan 30, 2020	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Mar 2, 2020 · Amount on File
Deed Document Number	20202565
Last Transfer Date	Oct 25, 2024
Transfer Doc	L202409292
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	181 CHERRY TREE LN, MOUNTAIN HOME, AR 72653-5520
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202008424
Date	Aug 21, 2020
Instrument	L202008424

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	SHERIDAN, AR 72150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 18, 2020
Property Address	181 CHERRY TREE LN, MOUNTAIN HOME, AR 72653-5520
Document Number	L202002565
Map Reference	MB D PG 47
Instrument Date	Mar 12, 2020
Instrument	L202002565
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 HICKORY ST, MOUNTAIN HOME, AR 72653-3534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MAPLE ST, MOUNTAIN HOME, AR 72653-4837

Mortgage

Document Number	L202002566
Date	Mar 18, 2020
Instrument	L202002566

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 17, 2021

March 2020: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 2, 2020
Property Address	181 CHERRY TREE LN, MOUNTAIN HOME, AR 72653-5520
Document Number	L202001973
Instrument Date	Feb 26, 2020
Instrument	L202001973
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 S BLOCK AVE, FAYETTEVILLE, AR 72701-6021

January 2020: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 30, 2020
Property Address	181 CHERRY TREE LN, MOUNTAIN HOME, AR 72653-5520
Document Number	L202000930
Map Reference	MB DD PG 47
Instrument Date	Jan 30, 2020
Instrument	L202000930
Transaction Type	Foreclosure
Record Updated	Feb 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1928, MOUNTAIN HOME, AR 72654-1928

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (-2.82%) Homeowner's exemption	$40,710 (-) Land $3,000 Building $37,710
2024	$1,170.00 (-27.01%)
2023	$1,603.00	$40,710 Land $3,000 Building $37,710	$203,550 Land $15,000 Building $188,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 64% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Mountain View Telephone Company Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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