181 Cherokee Dr, McKinney, TX 75071 Property Records

Collin County property record for 181 Cherokee Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2017
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$7,406 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0823-005-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-0823-005-0050-1`
Alternative APN	`1145585`

Interior

Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	1,894 sqft
2nd Floor Area	680 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	650 sqft
Porch	Porch
Porch Area	633 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1145585
Street Address	181 CHEROKEE DR
City	MCKINNEY
State	TX
Zip	75071-0686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH & MULLINS COUNTRY ESTATES SECOND INSTALLMENT (CNH), BLK 5, LOT 5
Legal Subdivision	SMITH & MULLINS COUNTRY ESTATES SECOND I
Legal Block	5
Legal Lot Number	5
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1113
Census Tract	30201

Owner

181 Cherokee Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Collin County records, as of December 4, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2025	Vendor's Lien, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 15, 2018	Deed of Trust, Mortgage FIRST BK
Sep 13, 2017	Warranty Deed, Transfer ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025
Deed Sale	Apr 3, 2025
Prior Sale	Jul 31, 2017
Deed Document Number	2025000039447
Record Updated	Jun 8, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 3, 2025
Property Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686
Document Number	2025000039447
Map Reference	VOL 5 PG 27
Instrument Date	Apr 1, 2025
Instrument	2025000039447
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3218 FANNIN RD, MELISSA, TX 75454-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686

Mortgage

Document Number	2025000039448
Date	Apr 3, 2025
Instrument	2025000039448

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686
Document Number	0000218680
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 CHEROKEE DR MCKINNEY TX 75071, MCKINNEY, TX 75071

Mortgage

Document Number	0000218680
Date	Feb 22, 2018
Instrument	218680

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 13, 2017
Property Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686
Document Number	0001227460
Instrument Date	Sep 12, 2017
Instrument	1227460
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2308 18TH ST PLANO TX 750744924, PLANO, TX 75074-4924

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 31, 2017
Property Address	181 CHEROKEE DR, MCKINNEY, TX 75071-0686
Document Number	0001008930
Instrument Date	Jul 12, 2017
Instrument	1008930
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 18TH ST PLANO TX 750744924, PLANO, TX 75074-4924

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	New Hope Town
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$568,828 Land $80,000 Building $488,828	$568,828 Land $80,000 Building $488,828
2024	$7,406.00
2023		$615,000 Land $80,000 Building $535,000	$615,000 Land $80,000 Building $535,000
2022	$8,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Cherokee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Cherokee Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	25 / 3

May also be available: 360 Broadband, Element8.

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