181 Center Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 181 Center Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,334 sqft · built 2008
Lot Size1.92 acres (83,635 sqft)
OwnerIndividual Name on File
Last Sale$243,400 (Oct 2015)
Tax Bill$3,770 (2025)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN0307B 000000

Property Details

APN / Parcel Number

Primary APN0307B 000000
Alternative APNs
  • GRAY M:058 B:030 L:007-002
  • 4626

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,334 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area83,635 sqft (1.92 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number4626
Street Address181 CENTER RD
CityGRAY
StateME
Zip04039-5440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionLORNA E HALL PROPERTY
Legal Block30
Legal Lot Number7-2
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4008
Census Tract4702

Owner

181 Center Rd is owned and occupied by an individual who bought it in October 2015.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address181 CENTER RD, GRAY, ME 04039-5440
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2015 · Amount on File
Deed SaleOct 9, 2015 · Amount on File
Prior SaleMay 8, 2014 · Amount on File
Deed Document Number201554100
Deed Book / Page32655 / 18
Transfer Doc31489-0329
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address181 CENTER RD, GRAY, ME 04039-5440
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0376800006
DateJan 12, 2021
Book Page37680/6
Instrument2297
Lender
NameBETTER MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 181 Center Rd was $3,770.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,770.00$389,500 Land $125,500 Building $264,000
2023$3,737.00 (+8.82%)$246,200 (-) Land $70,200 Building $176,000
2022$3,434.00$246,200 Land $70,200 Building $176,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 181 Center Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center Rd

Nearby Streets

Search Property Records by Address or Parcel Number