181 Cedar St, Unit 2, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 181 Cedar St, Unit 2, Somerville, MA 02145

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,219 sqft · built 2013
Lot Size	0.224 acres (9,791 sqft)
Owner	Individual Name on Record
Last Sale	$866,000 (Jun 2017)
Tax Bill	$11,140 (2026)
Deeds & Mortgages	Sep 2020 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-G-25 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`33-G-25 SUB LOT:2`
Alternative APNs	`SOME M:33 B:G L:25 U:2` `20150210`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	6 Units
Stories	2 Stories
Building Area	1,219 sqft Living Area
Gross Area	1,997 sqft
Basement Area	455 sqft
Unfinished Basement	455 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Other
Lot Area	9,791 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20150210
Street Address	181 CEDAR ST, 2
City	SOMERVILLE
State	MA
Zip	02145-3537
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Block	G
Legal Lot Number	25
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350300

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 CEDAR ST, 2, SOMERVILLE, MA 02145-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Jun 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Book / Page	69524 / 26
Transfer Doc	0069524-26
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	181 CEDAR ST UNIT 2, 2, SOMERVILLE, MA 02145-3537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75532-254
Date	Sep 3, 2020
Book Page	75532/254
Instrument	153719

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 29, 2017
Property Address	181 CEDAR ST UNIT 2, 2, SOMERVILLE, MA 02145-3537
Document Number	69524-26
Book / Page	069524 / 000026
Instrument Date	Jun 23, 2017
Instrument	100311
Transaction Type	Transfer
Record Updated	Aug 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,948.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CEDAR ST #2 SOMERVILLE MA 021453537, 2, SOMERVILLE, MA 02145-3537

Mortgage

Document Number	69524-31
Date	Jun 29, 2017
Book Page	069524/000031
Instrument	100312

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,140.00 (+2.95%)	$1,014,600 (+2.3%) Building $1,014,600	$1,152,529 (-4.3%)
2025	$10,821.00 (+2.66%)	$991,800 (-1.02%) Building $991,800	$1,204,315 (+9.71%)
2024	$10,541.00 (+1.19%)	$1,002,000 (-0.54%) Building $1,002,000	$1,097,725
2023	$10,417.00	$1,007,400 Building $1,007,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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