181 Captains Dr, Westbrook, CT 06498 Property Records

Westbrook Town property record for 181 Captains Dr, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,776 sqft · built 2024
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,331 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WBRO M:194 L:021`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:194 L:021`
Alternative APN	`W0386100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	4,357 sqft
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	W0386100
Street Address	181 CAPTAINS DR
City	WESTBROOK
State	CT
Zip	06498-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR2
Legal Lot Number	21
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2005
Census Tract	680102

Owner

Source: Westbrook Town records · APN WBRO M:194 L:021

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 CAPTAINS DR, WESTBROOK, CT 06498-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	181 CAPTAINS DR, WESTBROOK, CT 06498-1815
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377-616
Date	Feb 15, 2023
Book Page	377/616

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Mar 01, 2034
Index	Other

Tax Assessment & Valuation

Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,331.00	$681,370 (+134.39%) Land $290,700 Building $390,670	$476,959 Land $203,490 Building $273,469
2024	$15,331.00 (+147.35%)
2023	$6,198.00 (+2.7%)	$290,700 (-) Land $290,700
2022	$6,035.00	$290,700 Land $290,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.