181 Buffalo Stage, Kalispell, MT 59901 Property Records

Flathead County property record for 181 Buffalo Stage, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,815 sqft · built 1999
Lot Size	0.476 acres (20,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Nov 2014)
Tax Bill	$3,827 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0738101`

Property Details

APN / Parcel Number

Primary APN	`R0738101`
Alternative APNs	`07-4078-31-4-12-67-0000` `0000000183`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	783 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,735 sqft (0.476 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	286 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000000183
Street Address	181 BUFFALO STAGE
City	KALISPELL
State	MT
Zip	59901-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO STAGE PH 11, S31, T29 N, R21 W, LOT 073, BUFFALO STAGE PH II
Legal Range	21W
Legal Township	29N
Legal Section	31
Legal Subdivision	BUFFALO STAGE PH 11
Legal Lot Number	73
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1043
Census Tract	801

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit THREE RIVERS BANK/MONTANA
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage MANN MORTGAGE LLC
Nov 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on Record
Deed Sale	Nov 5, 2014 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	201422599
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	0018116145
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jun 15, 2026
Property Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Document Number	0000012014
Instrument Date	Jun 8, 2026
Instrument	202612014
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012014,
Date	Jun 15, 2026
Instrument	202612014

Lender

Name	THREE RIVERS BANK/MONTANA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780

Mortgage

Document Number	202600004797
Date	Mar 11, 2026
Instrument	202600004797

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001279
Date	Jan 14, 2022
Instrument	202200001279

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000025550
Date	Aug 19, 2020
Instrument	202000025550

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	181 BUFFALO STAGE, KALISPELL, MT 59901-2780
Transaction Type	Mortgage
Record Updated	Dec 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700029201
Date	Nov 27, 2017
Instrument	201700029201

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,827.00 (-1.29%)	$681,300 (-)
2025	$3,877.00 (-28.68%)	$681,300 (+25.45%)	$681,300 (+25.45%) Land $211,814 Building $469,486
2023	$5,436.00	$543,100	$543,100 Land $162,248 Building $380,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	KALISPELL PUBLIC WORKS
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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