181 Brooks St, Monroe, VA 24574 Property Records

Amherst County property record for 181 Brooks St, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1914
Lot Size	0.296 acres (12,932 sqft)
Owner	Company Name on Record
Last Sale	$69,000 (Mar 2022)
Tax Bill	$686 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137C2 2 7,8`

Property Details

APN / Parcel Number

Primary APN	`137C2 2 7,8`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,088 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Asbestos
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,932 sqft (0.296 acres)
Porch	Slab
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	181 BROOKS ST
City	MONROE
State	VA
Zip	24574-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 & 10 FT OF LOT 8 AT MON ROE 137C2 2 7,8
Legal Subdivision	MONROE SD
Legal Lot Number	7,10
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1031
Census Tract	10401

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 BETHEL LN, MONROE, VA 24574-3138
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY
Jul 16, 2019	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Jul 16, 2019	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2022930
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	181 BROOKS ST, MONROE, VA 24574-3233
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000931
Date	Mar 11, 2022
Instrument	220000931

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 16, 2019
Property Address	181 BROOKS ST, MONROE, VA 24574-3233
Document Number	0190001939
Instrument Date	Jul 9, 2019
Instrument	190001939
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BROOKS ST, MONROE, VA 24574-3233

Mortgage

Document Number	0190001940
Date	Jul 16, 2019
Instrument	190001940

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 16, 2019
Property Address	181 BROOKS ST, MONROE, VA 24574-3233
Document Number	0190001939
Instrument Date	Jul 9, 2019
Instrument	190001939
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BROOKS ST, MONROE, VA 24574-3233

Mortgage

Document Number	0190001940
Date	Jul 16, 2019
Instrument	190001940

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$686.00 (+62.56%)	$69,300 (-) Land $15,000 Building $54,300	$122,600 (+76.91%) Land $18,000 Building $104,600
2025	$422.00
2024		$69,300 (-) Land $15,000 Building $54,300	$69,300 (-) Land $15,000 Building $54,300
2023	$422.00	$69,300 Land $15,000 Building $54,300	$69,300 Land $15,000 Building $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Firefly Fiber Broadband.

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