Hampden County and Springfield City property record for 181 Bowdoin St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,372 sqft · built 1913 |
| Lot Size | 0.134 acres (5,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jan 2021) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:01680 P:0038 |
| Primary APN | SPRI S:01680 P:0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 5,846 sqft (0.134 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 16800038 |
|---|---|
| Street Address | 181 BOWDOIN ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 801300 |
Source: Hampden County and Springfield City records · APN SPRI S:01680 P:0038
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIZUTA CORP |
| Aug 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SARA CARPENTER |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI PATCH OF LAND LNDG |
| Aug 01, 2017 | Quit Claim Deed, Transfer MONICA O SWAIDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Aug 01, 2017 |
| Deed Document Number | 20215060 |
| Deed Book / Page | 23666 / 568 |
| Transfer Doc | 20773-346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 22, 2021 |
| Property Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Document Number | 23666-568 |
| Book / Page | 23666 / 568 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 5060 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 398 FRANKLIN ST, SPRINGFIELD, MA 01104-3615 |
| Document Number | 5061 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 5061 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Document Number | 23593-528 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 181 BOWDOIN ST SPRINGFIELD MA 011094050, SPRINGFIELD, MA 01109-4050 |
| Document Number | 23593-528 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 023593/000528 |
| Instrument | 75488 |
| Name | MIZUTA CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Document Number | 22327-110 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 65 TADMUCK RD #C19 SPRINGFIELD MA 01109, C19, SPRINGFIELD, MA 01109 |
| Document Number | 22327-110 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 022327/000110 |
| Instrument | 50283 |
| Name | SARA CARPENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Document Number | 21816-124 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 21816-124 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 021816/000124 |
| Instrument | 47734 |
| Name | PATCH OF LAND LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 01, 2017 |
| Property Address | 181 BOWDOIN ST, SPRINGFIELD, MA 01109-4050 |
| Document Number | 21791-411 |
| Book / Page | 021791 / 000411 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 43809 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 181 BOWDOIN ST SPRINGFIELD MA 011094050, SPRINGFIELD, MA 01109-4050 |
| Document Number | 21791-413 |
|---|---|
| Date | Aug 01, 2017 |
| Book Page | 021791/000413 |
| Instrument | 43810 |
| Name | MONICA O SWAIDA |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,611.00 (+8.88%) | $294,100 (+18.4%) Land $25,300 Building $268,800 | $334,495 (+2%) |
| 2024 | $327,940 | ||
| 2023 | $4,235.00 | $248,400 Land $22,500 Building $225,900 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the McKnight District listed 1976 · 393 contributing resources · NRIS 76000255 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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