Cambridge Town property record for 181 Birch Tree Ln, Waterville, VT 05492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,788 sqft · built 1990 |
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| APN | 123-038-10976 |
| Primary APN | 123-038-10976 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 136,778 sqft (3.14 acres) |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 181 BIRCH TREE LN |
|---|---|
| City | WATERVILLE |
| State | VT |
| Zip | 05492-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.14 AC & DWL |
| Jurisdiction | CAMBRIDGE VT |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 953100 |
Source: Cambridge Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 BIRCH TREE LN, WATERVILLE, VT 05492-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 2117004608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMBRIDGE VT |
| Recording Date | Oct 5, 2023 |
| Property Address | 181 BIRCH TREE LN, WATERVILLE, VT 05492-9735 |
| Document Number | 2117004608 |
| Instrument Date | May 31, 2023 |
| Instrument | 2117004608 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 878 STERLING VIEW RD, HYDE PARK, VT 05655-9015 |
| Name | Verified Name |
|---|---|
| Address | 181 BIRCH TREE LN, WATERVILLE, VT 05492-9735 |
Source: Cambridge Town assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Lamoille County |
| County Subdivision | Cambridge Town |
| Secondary School District | Lamoille North Modified USD 058B (07 - 12) |
| Elementary School District | Cambridge School District (PK - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,365.00 (-29.24%) | $245,500 (-) Land $75,600 Building $169,900 |
| 2024 | $6,169.00 (+14.18%) | |
| 2022 | $245,500 Land $75,600 Building $169,900 | |
| 2021 | $5,403.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 30 (1995–2024) |
| Claims Outside the SFHA | 17 of 30 |
| Most Recent Claim | Jul 2024 · Severe Storm, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
May also be available: Mansfield Community Fiber.
4G LTE only, no 5G reported
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