181 Birch St, Freeport, FL 32439 Property Records

Walton County property record for 181 Birch St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 2024
Lot Size	0.344 acres (14,985 sqft)
Owner	Company Name on File
Last Sale	$57,000 (May 2021)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41010-001-0070`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41010-001-0070`
Alternative APNs	`28-121-41010-001-0070` `1058469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,843 sqft
1st Floor Area	2,140 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	181 BIRCH ST
City	FREEPORT
State	FL
Zip	32439-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 7 BLK 1 CHEROKEE S/D PB 2-72 OR 374-11 OR 402-267 OR 1732-77 OR 3198-4790
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	CHEROKEE
Legal Block	1
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1031
Census Tract	950306

Owner

181 Birch St is owned by a company that bought it in May 2021.

Source: Walton County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 583, NICEVILLE, FL 32588-0583
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 20, 2021	Warranty Deed, Transfer PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	202125553
Deed Book / Page	3198 / 4790
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 7, 2026
Property Address	181 BIRCH ST, FREEPORT, FL 32439-6607
Document Number	0000032758
Book / Page	3408 / 3814
Instrument Date	Jul 27, 2026
Instrument	202632758
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000032758,
Date	Aug 7, 2026
Book Page	3408/3814
Instrument	202632758

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 20, 2021
Property Address	181 BIRCH ST, FREEPORT, FL 32439-6607
Document Number	0031984790
Book / Page	3198 / 4790
Map Reference	MB 2 PG 72&73
Instrument Date	May 12, 2021
Instrument	20210025553
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3003 MICKEY RD, SPRING HILL, TN 37174-6266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5148, NICEVILLE, FL 32578-5148

Tax Assessment & Valuation

The 2025 property tax bill for 181 Birch St was $2,309, up 248.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (+248.79%)	$271,088 Land $62,500 Building $208,588	$271,088 Land $62,500 Building $208,588
2024	$662.00 (+0.3%)
2023	$660.00 (-18.52%)	$70,402 (-18.26%) Land $62,500 Building $7,902	$70,402 (-18.26%) Land $62,500 Building $7,902
2022	$810.00	$86,127 Land $79,420 Building $6,707	$86,127 Land $79,420 Building $6,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Birch St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

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