181 Bent Tree Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 181 Bent Tree Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,512 sqft · built 1998
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1625895`

Property Details

APN / Parcel Number

Primary APN	`1625895`
Alternative APN	`37934`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,512 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	402 sqft
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	181 BENT TREE DR
City	RUTHERFORDTON
State	NC
Zip	28139-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILKINS FOREST LO:37 PH:3 PL:18-53
Legal Subdivision	WILKINS FOREST SUBDIVISION
Legal Lot Number	37
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1053
Census Tract	960201

Owner

181 Bent Tree Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: Rutherford County records, as of October 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 BENT TREE DR, RUTHERFORDTON, NC 28139-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Intrafamily Transfer, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
Sep 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021
Deed Sale	Jan 21, 2021
Prior Sale	Sep 22, 2017 · Amount on File
Deed Book / Page	2041 / 3189
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0020413189
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 21, 2021
Property Address	181 BENT TREE DR, RUTHERFORDTON, NC 28139-6625
Document Number	0020413189
Book / Page	2041 / 3189
Map Reference	MB 18 PG 53
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BENT TREE DR, RUTHERFORDTON, NC 28139-6625

Mortgage

Document Number	0020413192
Date	Jan 21, 2021
Instrument	2041/3192

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 22, 2017
Property Address	181 BENT TREE DR, RUTHERFORDTON, NC 28139-6625
Document Number	0011580801
Book / Page	1158 / 801
Instrument Date	Sep 20, 2017
Instrument	201700002711
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BENT TREE DR, RUTHERFORDTON, NC 28139-6625

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,185.00 (+29.14%)	$421,000 (-) Land $43,400 Building $377,600	$421,000 (-) Land $43,400 Building $377,600
2023		$421,000 Land $43,400 Building $377,600	$421,000 Land $43,400 Building $377,600
2022	$1,692.00
2021	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Bent Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Bent Tree Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Spectrum.

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