181 Bear Paw Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 181 Bear Paw Rd, Deep Gap, NC 28618 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Oct 2020)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2859-82-5453-000`

Property Details

APN / Parcel Number

Primary APN	`2859-82-5453-000`
Alternative APN	`1816945`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Porch	Porch
Porch Area	230 sqft
Patio Area	932 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1816945
Street Address	181 BEAR PAW RD
City	DEEP GAP
State	NC
Zip	28618-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 DEER RUN
Legal Subdivision	DEER RUN
Legal Lot Number	38
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1048
Census Tract	920702

Owner

Source: Watauga County records · APN 2859-82-5453-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1024 ENGLISH CIR, BELMONT, NC 28012-3644
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	2020696920
Deed Book / Page	2134 / 60
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 20, 2020
Property Address	181 BEAR PAW RD, DEEP GAP, NC 28618-9328
Document Number	0021340060
Book / Page	2134 / 60
Map Reference	MB 7 PG 151
Instrument Date	Oct 16, 2020
Instrument	696920
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7040 PORTMARNOCK PL, 7040, LAKEWOOD RANCH, FL 34202-2593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ENGLISH CIR, BELMONT, NC 28012-3644

Mortgage

Document Number	696921
Date	Oct 20, 2020
Instrument	696921

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00	$302,900 (-0.23%) Land $18,500 Building $284,400
2024			$303,600 Land $18,500 Building $285,100
2023		$303,600 Land $18,500 Building $285,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force 6 of 13 on primary residences
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.