181 Bear Park Dr, Todd, NC 28684 Property Records

Ashe County property record for 181 Bear Park Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	2,220 sqft · built 2017
Lot Size	6.85 acres (298,386 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2024)
Tax Bill	$3,542 (2026)
Deeds & Mortgages	Apr 2024 Sale Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13155-006-007`

Property Details

APN / Parcel Number

Primary APN	`13155-006-007`
Alternative APNs	`132945485704` `109381` `116557`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,220 sqft Heated Area
Gross Area	2,268 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Rustic
Lot Area	298,386 sqft (6.85 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	116557
Old Parcel Number	13155006007
Street Address	181 BEAR PARK DR
City	TODD
State	NC
Zip	28684-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.850 AC
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2002
Census Tract	970701

Owner

181 Bear Park Dr is owned by two individuals who bought it in April 2024.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3129 CHRISTOPHERS WATCH LN, RUSKIN, FL 33570-3051
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer
Sep 29, 2023	Intrafamily Transfer, Transfer
Oct 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 29, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	20241380
Deed Book / Page	561 / 1909
Prior Transfer Date	Sep 26, 2023
Prior Transfer Doc	00556/2263
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 4, 2024
Property Address	181 BEAR PARK DR, TODD, NC 28684-9788
Document Number	00561/1909
Book / Page	561 / 1909
Map Reference	11 458
Instrument Date	Apr 2, 2024
Instrument	1380
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 511394, PUNTA GORDA, FL 33951-1394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 CHRISTOPHERS WATCH LN, RUSKIN, FL 33570-3051

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Sep 29, 2023
Property Address	181 BEAR PARK DR, TODD, NC 28684-9788
Document Number	00556/2263
Book / Page	556 / 2263
Map Reference	MB 8 PG 690
Instrument Date	Sep 26, 2023
Instrument	4434
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 511394, PUNTA GORDA, FL 33951-1394

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 511394, PUNTA GORDA, FL 33951-1394

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	181 BEAR PARK DR, TODD, NC 28684-9788
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00505/1987
Date	Oct 16, 2019
Book Page	505/1987
Instrument	4713

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 21, 2020
Property Address	181 BEAR PARK DR, TODD, NC 28684-9788
Document Number	00515/2327
Book / Page	515 / 2327
Map Reference	MB 8 PG 690
Instrument Date	Aug 11, 2020
Instrument	4042
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511394, PUNTA GORDA, FL 33951-1394

Mortgage

Document Number	0000004043
Date	Aug 21, 2020
Instrument	4043

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 29, 2018
Property Address	181 BEAR PARK DR, TODD, NC 28684-9788
Document Number	000492/910
Book / Page	492 / 910
Instrument Date	Jun 28, 2018
Instrument	000000002889
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5579 ANSON RD, GREENSBORO, NC 27407-7236

Mortgage

Document Number	0000000492/0000000915
Date	Jun 29, 2018
Book Page	0000000492/0000000915
Instrument	000000002891

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 181 Bear Park Dr was $3,542.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,542.00	$676,000 (-) Land $106,800 Building $569,200	$676,000 (-) Land $106,800 Building $569,200
2025	$3,542.00	$676,000 Land $106,800 Building $569,200	$676,000 Land $106,800 Building $569,200
2023	$3,260.00 (+32.9%)	$673,700 (+57.96%) Land $104,500 Building $569,200	$673,700 (+57.96%) Land $104,500 Building $569,200
2022	$2,453.00	$426,500 Land $104,500 Building $322,000	$426,500 Land $104,500 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Bear Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Bear Park Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Park Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures