181 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 181 Beach St, Saco, ME 04072 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 924 sqft · built 1991
Lot Size	0.73 acres (31,798 sqft)
Owner	Individual Name on File
Last Sale	$192,400 (Nov 2017)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M2936R`

Property Details

APN / Parcel Number

Primary APN	`M2936R`
Alternative APNs	`SACO M:032 L:001 U:000-000` `M:032 L:001 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,798 sqft (0.73 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M2936R
Street Address	181 BEACH ST
City	SACO
State	ME
Zip	04072-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5301

Owner

Source: York County and Saco City records · APN M2936R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 BEACH ST, SACO, ME 04072-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC REGIONAL FCU
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Jun 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 04, 2019	Deed of Trust, Mortgage COAST LINE CU
Nov 30, 2017	Intrafamily Transfer, Transfer LENDUSA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	201750893
Deed Book / Page	17615 / 400
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	181 BEACH ST, SACO, ME 04072-2903
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197060813
Date	Jul 29, 2025
Book Page	19706/813
Instrument	2025024618

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	181 BEACH ST, SACO, ME 04072-2903
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189890303
Date	Mar 30, 2022
Book Page	18989/303
Instrument	2022014255

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 12, 2020
Property Address	181 BEACH ST, SACO, ME 04072-2903
Document Number	0182720192
Book / Page	018272 / 000192
Instrument Date	Jun 12, 2020
Instrument	24991
Transaction Type	Transfer
Record Updated	Jul 08, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5247 81ST ST N #7 ST PETERSBURG FL 337096201, 7, ST PETERSBURG, FL 33709-6201

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	181 BEACH ST, SACO, ME 04072-2903
Document Number	0179260186
Instrument Date	Apr 04, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BEACH ST SACO ME 040722903, SACO, ME 04072-2903

Mortgage

Document Number	0179260186
Date	Apr 09, 2019
Book Page	017926/000186
Instrument	12145

Lender

Name	COAST LINE CU
Address	SOUTH PORTLAND, ME 04106-3919

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 08, 2034

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACO ME
Recording Date	Nov 30, 2017
Property Address	181 BEACH ST, SACO, ME 04072-2903
Document Number	0176150400
Book / Page	17615 / 0400
Instrument	000000050893
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017050894
Date	Nov 30, 2017
Instrument	2017050894

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+10.15%)	$302,000 (+8.99%) Land $132,300 Building $169,700
2024	$3,893.00 (+6.31%)	$277,100 (+38.69%) Land $132,300 Building $144,800	$332,310
2022	$3,662.00	$199,800 Land $100,500 Building $99,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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